Star Health Insurance P/B Ratio
STARHEALTH • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.63
High Valuation
High - Premium to book value, growth expectations or asset-light model
Current Valuation Metrics
P/B Ratio
3.63
Current Price
₹463.60
Book Value/Share
₹120.05
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹7,059 Cr
Share Capital
₹588 Cr
Reserves & Surplus
₹6,436 Cr
Outstanding Shares
588,000,000
Book Value per Share
₹120.05
Valuation Signal
Signal
Overvalued
Historical Avg
5.6
Historical Range
3.79 - 10.23
Percentile
0.0%
Sector Context
Sector Average
5.78
Sector Median
6.63
Sector Rank
#5 of 12
Sector Percentile
41.7%
Key P/B Ratio Insights for Star Health Insurance
- Stock appears overvalued with PB of 3.63, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 35.2% below historical average
- Trading at discount to sector average PB of 5.78
View the current stock price of Star Health Insurance for more insights.
P/B Ratio Historical Trend for Star Health Insurance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Star Health Insurance
Additional stock information and data for STARHEALTH
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 3.79 | ₹120.05 | ₹455.00 | ₹7,059 | High |
| 2024 | 4.16 | ₹114.03 | ₹474.95 | ₹6,671 | High |
| 2023 | 4.73 | ₹112.97 | ₹534.75 | ₹6,575 | High |
| 2022 | 5.11 | ₹110.85 | ₹566.30 | ₹6,385 | High |
| 2021 | 10.23 | ₹77.01 | ₹787.65 | ₹4,220 | High |
Sector P/B Ratio Comparison
Comparing Star Health Insurance with other companies in Insurance sector
Sector Average
5.78
Sector Median
6.63
Lowest P/B
0.79
Highest P/B
11.27
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.79 | ₹22,210 | Low |
| GIC of India | GICRE | 0.9 | ₹64,281 | Low |
| Medi Assist Healthcare | MEDIASSIST | 2.88 | ₹2,354 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.46 | ₹13,211 | High |
| LIC of India | LICI | 3.67 | ₹506,885 | High |
| ICICI Lombard General In… | ICICIGI | 5.71 | ₹93,386 | High |
| ICICI Prudential Life In… | ICICIPRULI | 6.63 | ₹87,086 | High |
| Go Digit General Insuran… | GODIGIT | 6.65 | ₹30,875 | High |
| HDFC Life Insurance | HDFCLIFE | 8.2 | ₹141,054 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.95 | ₹14,257 | High |