Niva Bupa Health Insurance Company P/B Ratio

Niva Bupa Health Insurance Company (NIVABUPA) P/B ratio is 3.56 (High), book value per share ₹20.67 vs Insurance average P/B of 5.53 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see NIVABUPA stock overview.

Current P/B Ratio
3.56
High Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 3.56
Current Price ₹74.31
Book Value/Share ₹20.67
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹3,776 Cr
Share Capital ₹1,827 Cr
Reserves & Surplus ₹1,950 Cr
Outstanding Shares 1,827,000,000
Book Value per Share ₹20.67

Valuation Signal

Signal Overvalued
Historical Avg 4.22
Historical Range 3.65 - 4.79
Percentile 0.0%

Sector Context

Sector Average 5.53
Sector Median 5.85
Sector Rank #4 of 12
Sector Percentile 33.3%

NIVABUPA P/B Ratio — Valuation Insights & Book Value Analysis

Niva Bupa Health Insurance Company price-to-book ratio interpretation, valuation status and historical context — current P/B 3.56 (High). Check Niva Bupa Health Insurance Com networth to track the company's total market size over time.

  • Stock appears overvalued with PB of 3.56, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at discount to sector average PB of 5.53

Niva Bupa Health Insurance Company P/B Ratio Historical Trend

NIVABUPA annual price-to-book ratio — 2 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Also explore Niva Bupa Health Insurance Com stock price data download to track price trends across different timeframes.

NIVABUPA Historical P/B Ratio — Book Value Per Share & Year-End Price

Niva Bupa Health Insurance Company annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 3.65 ₹20.67 ₹75.40 ₹3,776 High
2024 4.79 ₹17.55 ₹84.11 ₹2,983 High

NIVABUPA vs Insurance Peers — P/B Ratio Comparison

Niva Bupa Health Insurance Company P/B 3.56 vs Insurance average 5.53, median 5.85 — range 0.74–10.45.

Sector Average
5.53
Sector Median
5.85
Lowest P/B
0.74
Highest P/B
10.45
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
The New India Assurance … NIACL 0.74 ₹25,661 Low
GIC of India GICRE 0.97 ₹69,755 Low
Medi Assist Healthcare MEDIASSIST 3.4 ₹2,660 High
LIC of India LICI 3.56 ₹508,308 High
Star Health Insurance STARHEALTH 3.67 ₹27,622 High
ICICI Lombard General In… ICICIGI 5.34 ₹89,008 High
ICICI Prudential Life In… ICICIPRULI 5.85 ₹79,273 High
Go Digit General Insuran… GODIGIT 6.37 ₹29,565 High
HDFC Life Insurance HDFCLIFE 7.25 ₹130,352 High
Canara HSBC Life Insuran… CANHLIFE 8.75 ₹13,768 High