Niva Bupa Health Insurance Company P/B Ratio
Niva Bupa Health Insurance Company (NIVABUPA) P/B ratio is 4.04 (High), book value per share ₹20.49 vs Insurance average P/B of 5.15 — Very High - Significant premium, high growth expectations or speculative. Also explore Niva Bupa Health Insurance Com stock price data download to track price trends across different timeframes.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
NIVABUPA P/B Ratio — Valuation Insights & Book Value Analysis
Niva Bupa Health Insurance Company price-to-book ratio interpretation, valuation status and historical context — current P/B 4.04 (High).
- Stock appears overvalued with PB of 4.04, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at discount to sector average PB of 5.15
Niva Bupa Health Insurance Company P/B Ratio Historical Trend
NIVABUPA annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see NIVABUPA stock price BSE.
NIVABUPA Historical P/B Ratio — Book Value Per Share & Year-End Price
Niva Bupa Health Insurance Company annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 4.03 | ₹20.49 | ₹82.62 | ₹3,786 | High |
| 2025 | 3.65 | ₹20.67 | ₹75.40 | ₹3,776 | High |
| 2024 | 4.79 | ₹17.55 | ₹84.11 | ₹2,983 | High |
NIVABUPA vs Insurance Peers — P/B Ratio Comparison
Niva Bupa Health Insurance Company P/B 4.04 vs Insurance average 5.15, median 5.06 — range 0.84–10.29.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.84 | ₹63,141 | Low |
| The New India Assurance … | NIACL | 1.23 | ₹30,336 | Moderate |
| LIC of India | LICI | 2.93 | ₹518,650 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 3.06 | ₹2,591 | High |
| Star Health Insurance | STARHEALTH | 4.53 | ₹34,359 | High |
| ICICI Lombard General In… | ICICIGI | 4.79 | ₹81,056 | High |
| Go Digit General Insuran… | GODIGIT | 5.06 | ₹23,646 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.47 | ₹72,790 | High |
| HDFC Life Insurance | HDFCLIFE | 6.03 | ₹116,152 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.67 | ₹14,211 | High |