Niva Bupa Health Insurance Company P/B Ratio
Niva Bupa Health Insurance Company (NIVABUPA) P/B ratio is 4.15 (High), book value per share ₹20.49 vs Insurance average P/B of 5.46 — Very High - Significant premium, high growth expectations or speculative. Compare with NIVABUPA stock valuation models to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
NIVABUPA P/B Ratio — Valuation Insights & Book Value Analysis
Niva Bupa Health Insurance Company price-to-book ratio interpretation, valuation status and historical context — current P/B 4.15 (High). View NIVABUPA 52-week high low for the annual high/low range and current price position.
- Stock appears overvalued with PB of 4.15, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at discount to sector average PB of 5.46
Niva Bupa Health Insurance Company P/B Ratio Historical Trend
NIVABUPA annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see NIVABUPA stock price BSE.
NIVABUPA Historical P/B Ratio — Book Value Per Share & Year-End Price
Niva Bupa Health Insurance Company annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 4.08 | ₹20.49 | ₹83.61 | ₹3,786 | High |
| 2025 | 3.65 | ₹20.67 | ₹75.40 | ₹3,776 | High |
| 2024 | 4.79 | ₹17.55 | ₹84.11 | ₹2,983 | High |
NIVABUPA vs Insurance Peers — P/B Ratio Comparison
Niva Bupa Health Insurance Company P/B 4.15 vs Insurance average 5.46, median 5.62 — range 0.79–11.27.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.79 | ₹26,823 | Low |
| GIC of India | GICRE | 0.97 | ₹69,027 | Low |
| LIC of India | LICI | 3.0 | ₹540,724 | High |
| Star Health Insurance | STARHEALTH | 3.23 | ₹30,835 | High |
| Medi Assist Healthcare | MEDIASSIST | 3.26 | ₹2,723 | High |
| ICICI Lombard General In… | ICICIGI | 5.56 | ₹92,710 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.62 | ₹75,469 | High |
| Go Digit General Insuran… | GODIGIT | 6.07 | ₹28,262 | High |
| HDFC Life Insurance | HDFCLIFE | 7.53 | ₹133,524 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.29 | ₹13,305 | High |