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Star Health Insurance Complete Financial Statements

12 Years of Data
2026 - 2015

In FY2026, Star Health Insurance (STARHEALTH) reported revenue ₹16,597 Cr, net profit ₹557 Cr and EPS ₹9.47, with a net profit margin of 3.4% and ROE of 5.8%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. For live price, earnings ratios and company overview, see STARHEALTH share price screener.

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 3.36% 2026 data
EBITDA Margin -2.91% 2026 data
Operating Margin -3.00% 2026 data
Return on Assets 2.36% 2026 data
Return on Equity 5.82% 2026 data

Balance Sheet Ratios

Current Ratio 0.11 2026 data
Equity Ratio 40.55% 2026 data
Asset Turnover 0.70 2026 data

STARHEALTH Revenue, Net Profit & EBITDA — Year-on-Year Growth

STARHEALTH YoY (March 2025 vs March 2026) — revenue +3.0%, net profit -13.8%, EBITDA -151.8%, expenses +12.5%. Explore STARHEALTH investment value to estimate fundamental worth using multiple valuation models.

Revenue Growth
+3.0%
Year-over-Year
Net Profit Growth
-13.8%
Year-over-Year
EBITDA Growth
-151.8%
Year-over-Year
Expense Growth
+12.5%
Year-over-Year
Assets Growth
+211.5%
Year-over-Year
Equity Growth
+35.7%
Year-over-Year
Operating Cash Flow Growth
+5.3%
Year-over-Year
Investing Cash Flow Growth
+2.2%
Year-over-Year
Financing Cash Flow Growth
-117.4%
Year-over-Year

STARHEALTH Income Statement — Revenue, EBITDA & Net Profit

Star Health Insurance revenue ₹16,597 Cr, EBITDA ₹-483 Cr, net profit ₹557 Cr, EPS ₹9.47 (2026) — net profit margin 3.4%. Review STARHEALTH P/E ratio to evaluate earnings-based valuation against sector peers.

Periods ₹ Crores
Particulars March 2026 March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019
Revenue 16,597 16,113 14,027 12,102 10,610 5,051 4,987 3,775
Expenses 17,080 15,180 12,840 11,223 11,963 6,451 4,544 3,565
EBITDA -483 933 1,188 878 -1,353 -1,400 443 210
Operating Profit Margin % -3.00% 3.00% 5.00% 5.00% -16.00% -32.00% 7.00% 4.00%
Depreciation 0 72 59 52 43 46 29 28
Interest 0 0 0 0 0 0 0 0
Profit Before Tax 754 861 1,129 826 -1,397 -1,446 413 182
Tax 197 215 284 208 -356 -360 145 54
Net Profit 557 646 845 619 -1,041 -1,086 268 128
Earnings Per Share (₹) 9.47 11.01 14.48 10.70 -18.65 -21.75 0.56 0.28

STARHEALTH Balance Sheet — Assets, Liabilities & Shareholders' Equity

STARHEALTH total assets ₹23,619 Cr, total equity ₹9,578 Cr, total liabilities ₹ Cr (2026) — ROE 5.8%.

Years Annual Data ₹ Crores
Particulars 2026 2025 2024 2023 2022 2021 2020 2019
ASSETS
Total Assets 23,619 7,582 6,915 5,927 5,351 3,742 6,127 4,873
Current Assets 1,227 2,350 1,744 1,154 1,247 3,144 1,588 1,602
Fixed Assets 287 357 369 218 243 183 98 92
Capital Work in Progress 0 24 17 10 4 19 12 14
Investments 0 17,898 15,491 13,392 11,373 6,837 4,290 3,030
Other Assets 0 -10,697 -8,961 -7,692 -6,270 -3,297 1,727 1,737
LIABILITIES
Total Liabilities
Current Liabilities 11,489 523 245 -648 -1,035 -478 252 86
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 9,578 7,059 6,671 6,575 6,385 4,220 1,645 1,393
Share Capital 588 588 585 582 576 548 491 456
Reserves & Surplus 8,990 6,436 6,043 5,984 5,794 3,676 1,154 587

STARHEALTH Cash Flow Statement — Operating, Investing & Financing

Star Health Insurance operating cash flow ₹1,379 Cr, investing ₹-1,151 Cr, financing ₹-4 Cr, net cash flow ₹224 Cr (2025).

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 1,379 1,310 1,276 56 890 647 776 557 321 126 147
Investing Activities -1,151 -1,177 -1,097 -3,786 -2,418 -1,006 -731 -663 -497 -192 -216
Financing Activities -4 23 -268 2,509 2,614 122 333 249 310 81 92
Net Cash Flow 224 156 -89 -1,221 1,086 -237 379 143 134 14 24