GIC of India P/B Ratio
GIC of India (GICRE) P/B ratio is 0.81 (Low), book value per share ₹803.66 vs Insurance average P/B of 5.26 — Low - Trading below book value, may indicate undervaluation. Explore GIC of India intrinsic worth to estimate fundamental worth using multiple valuation models.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
GICRE P/B Ratio — Valuation Insights & Book Value Analysis
GIC of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.81 (Low). For live price, earnings yield and the full fundamental profile, see GIC of India stock price NSE.
- Stock appears undervalued with PB of 0.81, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 48.4% above historical average
- Trading at discount to sector average PB of 5.26
GIC of India P/B Ratio Historical Trend
GICRE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Read GICRE dividend payout details for the complete payout history and dividend yield track record.
GICRE Historical P/B Ratio — Book Value Per Share & Year-End Price
GIC of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.44 | ₹803.66 | ₹351.00 | ₹70,481 | Low |
| 2025 | 0.54 | ₹701.25 | ₹380.80 | ₹61,500 | Low |
| 2024 | 0.71 | ₹630.07 | ₹444.25 | ₹55,257 | Low |
| 2023 | 0.6 | ₹515.22 | ₹308.05 | ₹45,185 | Low |
| 2022 | 0.44 | ₹410.58 | ₹178.75 | ₹36,008 | Low |
GICRE vs Insurance Peers — P/B Ratio Comparison
GIC of India P/B 0.81 vs Insurance average 5.26, median 4.97 — range 1.32–10.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 1.32 | ₹30,556 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.88 | ₹2,315 | Moderate |
| LIC of India | LICI | 2.89 | ₹495,247 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.88 | ₹15,059 | High |
| ICICI Lombard General In… | ICICIGI | 4.33 | ₹71,267 | High |
| Star Health Insurance | STARHEALTH | 4.46 | ₹31,822 | High |
| Go Digit General Insuran… | GODIGIT | 4.97 | ₹23,253 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.11 | ₹67,052 | High |
| HDFC Life Insurance | HDFCLIFE | 5.83 | ₹111,372 | High |
| SBI Life Insurance | SBILIFE | 8.48 | ₹165,935 | High |