GIC of India P/B Ratio
GIC of India (GICRE) P/B ratio is 0.97 (Low), book value per share ₹701.25 vs Insurance average P/B of 5.73 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see GIC of India stock price NSE.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
GICRE P/B Ratio — Valuation Insights & Book Value Analysis
GIC of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.97 (Low). View GICRE 52-week performance for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.97, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 81.6% above historical average
- Trading at discount to sector average PB of 5.73
GIC of India P/B Ratio Historical Trend
GICRE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with GIC of India valuation methods to assess whether the stock is under or overvalued.
GICRE Historical P/B Ratio — Book Value Per Share & Year-End Price
GIC of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.54 | ₹701.25 | ₹380.80 | ₹61,500 | Low |
| 2024 | 0.71 | ₹630.07 | ₹444.25 | ₹55,257 | Low |
| 2023 | 0.6 | ₹515.22 | ₹308.05 | ₹45,185 | Low |
| 2022 | 0.44 | ₹410.58 | ₹178.75 | ₹36,008 | Low |
| 2021 | 0.38 | ₹370.16 | ₹140.80 | ₹32,463 | Low |
GICRE vs Insurance Peers — P/B Ratio Comparison
GIC of India P/B 0.97 vs Insurance average 5.73, median 5.62 — range 0.79–11.27.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.79 | ₹26,823 | Low |
| LIC of India | LICI | 3.0 | ₹540,724 | High |
| Star Health Insurance | STARHEALTH | 3.23 | ₹30,835 | High |
| Medi Assist Healthcare | MEDIASSIST | 3.26 | ₹2,723 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 4.15 | ₹15,533 | High |
| ICICI Lombard General In… | ICICIGI | 5.56 | ₹92,710 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.62 | ₹75,469 | High |
| Go Digit General Insuran… | GODIGIT | 6.07 | ₹28,262 | High |
| HDFC Life Insurance | HDFCLIFE | 7.53 | ₹133,524 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.29 | ₹13,305 | High |