Go Digit General Insurance P/B Ratio

Current P/B Ratio
5.06
High Valuation
Very High - Significant premium, high growth expectations or speculative

Go Digit General Insurance (GODIGIT) P/B ratio is 5.06 (High), book value per share ₹50.41 vs Insurance average P/B of 5.06 — Very High - Significant premium, high growth expectations or speculative. For live price, earnings yield and the full fundamental profile, see GODIGIT share price screener.

Current Valuation Metrics

P/B Ratio 5.06
Current Price ₹258.80
Book Value/Share ₹50.41
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹4,663 Cr
Share Capital ₹925 Cr
Reserves & Surplus ₹3,716 Cr
Outstanding Shares 925,000,000
Book Value per Share ₹50.41

Valuation Signal

Signal Overvalued
Historical Avg 6.72
Historical Range 5.13 - 8.08
Percentile 0.0%

Sector Context

Sector Average 5.06
Sector Median 4.74
Sector Rank #8 of 12
Sector Percentile 66.7%

GODIGIT P/B Ratio — Valuation Insights & Book Value Analysis

Go Digit General Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 5.06 (High).

  • Stock appears overvalued with PB of 5.06, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 24.7% below historical average

Go Digit General Insurance P/B Ratio Historical Trend

GODIGIT annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Also explore GODIGIT price movement history to track price trends across different timeframes.

GODIGIT Historical P/B Ratio — Book Value Per Share & Year-End Price

Go Digit General Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 5.13 ₹50.41 ₹258.80 ₹4,663 High
2025 6.94 ₹49.69 ₹344.60 ₹4,586 High
2024 8.08 ₹39.35 ₹318.05 ₹3,443 High

GODIGIT vs Insurance Peers — P/B Ratio Comparison

Go Digit General Insurance P/B 5.06 vs Insurance average 5.06, median 4.74 — range 0.84–10.29.

Sector Average
5.06
Sector Median
4.74
Lowest P/B
0.84
Highest P/B
10.29
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.84 ₹61,658 Low
The New India Assurance … NIACL 1.23 ₹30,816 Moderate
LIC of India LICI 2.93 ₹518,650 Moderate
Medi Assist Healthcare MEDIASSIST 3.06 ₹2,591 High
Niva Bupa Health Insuran… NIVABUPA 4.04 ₹15,473 High
Star Health Insurance STARHEALTH 4.44 ₹34,297 High
ICICI Lombard General In… ICICIGI 4.74 ₹80,292 High
ICICI Prudential Life In… ICICIPRULI 5.54 ₹73,711 High
HDFC Life Insurance HDFCLIFE 6.11 ₹117,975 High
Canara HSBC Life Insuran… CANHLIFE 8.67 ₹14,211 High