Go Digit General Insurance P/B Ratio

Current P/B Ratio
6.33
High Valuation
Very High - Significant premium, high growth expectations or speculative

Go Digit General Insurance (GODIGIT) P/B ratio is 6.33 (High), book value per share ₹50.41 vs Insurance average P/B of 5.24 — Very High - Significant premium, high growth expectations or speculative. For live price, earnings yield and the full fundamental profile, see GODIGIT share price screener.

Current Valuation Metrics

P/B Ratio 6.33
Current Price ₹312.65
Book Value/Share ₹50.41
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹4,663 Cr
Share Capital ₹925 Cr
Reserves & Surplus ₹3,738 Cr
Outstanding Shares 925,000,000
Book Value per Share ₹50.41

Valuation Signal

Signal Overvalued
Historical Avg 7.06
Historical Range 6.2 - 8.08
Percentile 33.3%

Sector Context

Sector Average 5.24
Sector Median 5.47
Sector Rank #9 of 12
Sector Percentile 75.0%

GODIGIT P/B Ratio — Valuation Insights & Book Value Analysis

Go Digit General Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 6.33 (High). View GODIGIT price range for the annual high/low range and current price position.

  • Stock appears overvalued with PB of 6.33, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of 5.24

Go Digit General Insurance P/B Ratio Historical Trend

GODIGIT annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with GODIGIT DCF valuation to assess whether the stock is under or overvalued.

GODIGIT Historical P/B Ratio — Book Value Per Share & Year-End Price

Go Digit General Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 6.2 ₹50.41 ₹312.65 ₹4,663 High
2025 6.9 ₹49.97 ₹344.60 ₹4,612 High
2024 8.08 ₹39.35 ₹318.05 ₹3,443 High

GODIGIT vs Insurance Peers — P/B Ratio Comparison

Go Digit General Insurance P/B 6.33 vs Insurance average 5.24, median 5.47 — range 0.92–11.03.

Sector Average
5.24
Sector Median
5.47
Lowest P/B
0.92
Highest P/B
11.03
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.92 ₹64,527 Low
The New India Assurance … NIACL 1.01 ₹32,152 Moderate
LIC of India LICI 3.17 ₹556,790 High
Medi Assist Healthcare MEDIASSIST 3.29 ₹2,763 High
Star Health Insurance STARHEALTH 3.57 ₹34,339 High
Niva Bupa Health Insuran… NIVABUPA 4.24 ₹16,014 High
ICICI Prudential Life In… ICICIPRULI 5.47 ₹72,302 High
ICICI Lombard General In… ICICIGI 5.51 ₹91,325 High
HDFC Life Insurance HDFCLIFE 6.93 ₹128,907 High
Canara HSBC Life Insuran… CANHLIFE 8.23 ₹13,015 High