Go Digit General Insurance P/B Ratio

Current P/B Ratio
6.34
High Valuation
Very High - Significant premium, high growth expectations or speculative

Go Digit General Insurance (GODIGIT) P/B ratio is 6.34 (High), book value per share ₹50.41 vs Insurance average P/B of 5.26 — Very High - Significant premium, high growth expectations or speculative. For live price, earnings yield and the full fundamental profile, see GODIGIT stock live price.

Current Valuation Metrics

P/B Ratio 6.34
Current Price ₹309.05
Book Value/Share ₹50.41
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹4,663 Cr
Share Capital ₹925 Cr
Reserves & Surplus ₹3,738 Cr
Outstanding Shares 925,000,000
Book Value per Share ₹50.41

Valuation Signal

Signal Overvalued
Historical Avg 7.04
Historical Range 6.13 - 8.08
Percentile 33.3%

Sector Context

Sector Average 5.26
Sector Median 5.31
Sector Rank #9 of 12
Sector Percentile 75.0%

GODIGIT P/B Ratio — Valuation Insights & Book Value Analysis

Go Digit General Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 6.34 (High).

  • Stock appears overvalued with PB of 6.34, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of 5.26

Go Digit General Insurance P/B Ratio Historical Trend

GODIGIT annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Browse GODIGIT financial statements for revenue, profit, balance sheet and cash flow data.

GODIGIT Historical P/B Ratio — Book Value Per Share & Year-End Price

Go Digit General Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 6.13 ₹50.41 ₹309.05 ₹4,663 High
2025 6.9 ₹49.97 ₹344.60 ₹4,612 High
2024 8.08 ₹39.35 ₹318.05 ₹3,443 High

GODIGIT vs Insurance Peers — P/B Ratio Comparison

Go Digit General Insurance P/B 6.34 vs Insurance average 5.26, median 5.31 — range 0.95–10.47.

Sector Average
5.26
Sector Median
5.31
Lowest P/B
0.95
Highest P/B
10.47
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
The New India Assurance … NIACL 0.95 ₹26,948 Low
GIC of India GICRE 0.99 ₹70,097 Low
Medi Assist Healthcare MEDIASSIST 3.32 ₹2,467 High
LIC of India LICI 3.64 ₹518,650 High
Niva Bupa Health Insuran… NIVABUPA 3.74 ₹14,549 High
Star Health Insurance STARHEALTH 4.09 ₹32,418 High
ICICI Lombard General In… ICICIGI 5.31 ₹88,300 High
ICICI Prudential Life In… ICICIPRULI 5.55 ₹75,440 High
HDFC Life Insurance HDFCLIFE 7.26 ₹127,332 High
Canara HSBC Life Insuran… CANHLIFE 8.24 ₹13,886 High