HDFC Life Insurance P/B Ratio
HDFC Life Insurance (HDFCLIFE) P/B ratio is 5.83 (High), book value per share ₹82.25 vs Insurance average P/B of 4.77 — Very High - Significant premium, high growth expectations or speculative. Read HDFCLIFE dividend growth for the complete payout history and dividend yield track record.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
HDFCLIFE P/B Ratio — Valuation Insights & Book Value Analysis
HDFC Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 5.83 (High). Explore HDFCLIFE intrinsic value to estimate fundamental worth using multiple valuation models.
- Stock appears overvalued with PB of 5.83, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 33.9% below historical average
- Trading at premium to sector average PB of 4.77
HDFC Life Insurance P/B Ratio Historical Trend
HDFCLIFE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see HDFCLIFE screener.
HDFCLIFE Historical P/B Ratio — Book Value Per Share & Year-End Price
HDFC Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 6.7 | ₹82.25 | ₹550.95 | ₹17,750 | High |
| 2025 | 9.99 | ₹75.03 | ₹749.85 | ₹16,155 | High |
| 2024 | 9.05 | ₹68.18 | ₹617.05 | ₹14,666 | High |
| 2023 | 10.7 | ₹60.46 | ₹646.70 | ₹12,993 | High |
| 2022 | 7.66 | ₹73.89 | ₹566.25 | ₹15,613 | High |
HDFCLIFE vs Insurance Peers — P/B Ratio Comparison
HDFC Life Insurance P/B 5.83 vs Insurance average 4.77, median 4.46 — range 0.81–9.32.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.81 | ₹59,334 | Low |
| The New India Assurance … | NIACL | 1.32 | ₹30,556 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.88 | ₹2,315 | Moderate |
| LIC of India | LICI | 2.89 | ₹495,247 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.88 | ₹15,059 | High |
| ICICI Lombard General In… | ICICIGI | 4.33 | ₹71,267 | High |
| Star Health Insurance | STARHEALTH | 4.46 | ₹31,822 | High |
| Go Digit General Insuran… | GODIGIT | 4.97 | ₹23,253 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.11 | ₹67,052 | High |
| SBI Life Insurance | SBILIFE | 8.48 | ₹165,935 | High |