HDFC Life Insurance P/B Ratio
HDFC Life Insurance (HDFCLIFE) P/B ratio is 7.53 (High), book value per share ₹82.25 vs Insurance average P/B of 5.18 — Very High - Significant premium, high growth expectations or speculative. Compare with HDFC Life Insurance valuation methods to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
HDFCLIFE P/B Ratio — Valuation Insights & Book Value Analysis
HDFC Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 7.53 (High). For live price, earnings yield and the full fundamental profile, see HDFCLIFE screener.
- Stock appears overvalued with PB of 7.53, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of 5.18
HDFC Life Insurance P/B Ratio Historical Trend
HDFCLIFE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View HDFCLIFE 52-week high low for the annual high/low range and current price position.
HDFCLIFE Historical P/B Ratio — Book Value Per Share & Year-End Price
HDFC Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 7.41 | ₹82.25 | ₹609.60 | ₹17,750 | High |
| 2025 | 9.99 | ₹75.03 | ₹749.85 | ₹16,155 | High |
| 2024 | 9.05 | ₹68.18 | ₹617.05 | ₹14,666 | High |
| 2023 | 10.7 | ₹60.46 | ₹646.70 | ₹12,993 | High |
| 2022 | 7.66 | ₹73.89 | ₹566.25 | ₹15,613 | High |
HDFCLIFE vs Insurance Peers — P/B Ratio Comparison
HDFC Life Insurance P/B 7.53 vs Insurance average 5.18, median 5.56 — range 0.79–11.27.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.79 | ₹26,823 | Low |
| GIC of India | GICRE | 0.97 | ₹69,027 | Low |
| LIC of India | LICI | 3.0 | ₹540,724 | High |
| Star Health Insurance | STARHEALTH | 3.23 | ₹30,835 | High |
| Medi Assist Healthcare | MEDIASSIST | 3.26 | ₹2,723 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 4.15 | ₹15,533 | High |
| ICICI Lombard General In… | ICICIGI | 5.56 | ₹92,710 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.62 | ₹75,469 | High |
| Go Digit General Insuran… | GODIGIT | 6.07 | ₹28,262 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.29 | ₹13,305 | High |