ICICI Prudential Life Insurance P/B Ratio

Current P/B Ratio
5.38
High Valuation
Very High - Significant premium, high growth expectations or speculative

ICICI Prudential Life Insurance (ICICIPRULI) P/B ratio is 5.38 (High), book value per share ₹94.07 vs Insurance average P/B of 5.12 — Very High - Significant premium, high growth expectations or speculative. For live price, earnings yield and the full fundamental profile, see ICICI Prudential Life Insuranc share price chart.

Current Valuation Metrics

P/B Ratio 5.38
Current Price ₹500.55
Book Value/Share ₹94.07
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹13,631 Cr
Share Capital ₹1,449 Cr
Reserves & Surplus ₹12,244 Cr
Outstanding Shares 1,449,000,000
Book Value per Share ₹94.07

Valuation Signal

Signal Overvalued
Historical Avg 7.34
Historical Range 5.32 - 8.57
Percentile 20.0%

Sector Context

Sector Average 5.12
Sector Median 4.77
Sector Rank #8 of 12
Sector Percentile 66.7%

ICICIPRULI P/B Ratio — Valuation Insights & Book Value Analysis

ICICI Prudential Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 5.38 (High). Review ICICIPRULI earnings multiple to evaluate earnings-based valuation against sector peers.

  • Stock appears overvalued with PB of 5.38, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 26.7% below historical average

ICICI Prudential Life Insurance P/B Ratio Historical Trend

ICICIPRULI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View ICICIPRULI yearly price range for the annual high/low range and current price position.

ICICIPRULI Historical P/B Ratio — Book Value Per Share & Year-End Price

ICICI Prudential Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 5.32 ₹94.07 ₹500.55 ₹13,631 High
2025 8.09 ₹82.59 ₹668.25 ₹11,934 High
2024 8.57 ₹76.37 ₹654.85 ₹11,005 High
2023 7.63 ₹70.12 ₹534.85 ₹10,090 High
2022 7.08 ₹63.73 ₹451.30 ₹9,158 High

ICICIPRULI vs Insurance Peers — P/B Ratio Comparison

ICICI Prudential Life Insurance P/B 5.38 vs Insurance average 5.12, median 4.77 — range 0.9–10.05.

Sector Average
5.12
Sector Median
4.77
Lowest P/B
0.9
Highest P/B
10.05
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.9 ₹63,465 Low
The New India Assurance … NIACL 1.18 ₹29,353 Moderate
LIC of India LICI 3.08 ₹543,570 High
Medi Assist Healthcare MEDIASSIST 3.18 ₹2,667 High
Star Health Insurance STARHEALTH 3.57 ₹34,638 High
Niva Bupa Health Insuran… NIVABUPA 4.2 ₹15,713 High
ICICI Lombard General In… ICICIGI 4.77 ₹81,066 High
Go Digit General Insuran… GODIGIT 5.66 ₹25,842 High
HDFC Life Insurance HDFCLIFE 6.27 ₹121,061 High
Canara HSBC Life Insuran… CANHLIFE 8.99 ₹14,385 High