ICICI Prudential Life Insurance P/B Ratio

Current P/B Ratio
5.11
High Valuation
Very High - Significant premium, high growth expectations or speculative

ICICI Prudential Life Insurance (ICICIPRULI) P/B ratio is 5.11 (High), book value per share ₹94.07 vs Insurance average P/B of 4.9 — Very High - Significant premium, high growth expectations or speculative. Explore ICICI Prudential Life Insuranc intrinsic worth to estimate fundamental worth using multiple valuation models.

Current Valuation Metrics

P/B Ratio 5.11
Current Price ₹492.00
Book Value/Share ₹94.07
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹13,631 Cr
Share Capital ₹1,449 Cr
Reserves & Surplus ₹12,244 Cr
Outstanding Shares 1,449,000,000
Book Value per Share ₹94.07

Valuation Signal

Signal Overvalued
Historical Avg 7.32
Historical Range 5.23 - 8.57
Percentile 0.0%

Sector Context

Sector Average 4.9
Sector Median 4.46
Sector Rank #9 of 12
Sector Percentile 75.0%

ICICIPRULI P/B Ratio — Valuation Insights & Book Value Analysis

ICICI Prudential Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 5.11 (High). Read ICICIPRULI ex-dividend dates for the complete payout history and dividend yield track record.

  • Stock appears overvalued with PB of 5.11, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 30.2% below historical average

ICICI Prudential Life Insurance P/B Ratio Historical Trend

ICICIPRULI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see ICICI Prudential Life Insuranc share price chart.

ICICIPRULI Historical P/B Ratio — Book Value Per Share & Year-End Price

ICICI Prudential Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 5.23 ₹94.07 ₹492.00 ₹13,631 High
2025 8.09 ₹82.59 ₹668.25 ₹11,934 High
2024 8.57 ₹76.37 ₹654.85 ₹11,005 High
2023 7.63 ₹70.12 ₹534.85 ₹10,090 High
2022 7.08 ₹63.73 ₹451.30 ₹9,158 High

ICICIPRULI vs Insurance Peers — P/B Ratio Comparison

ICICI Prudential Life Insurance P/B 5.11 vs Insurance average 4.9, median 4.46 — range 0.81–10.15.

Sector Average
4.9
Sector Median
4.46
Lowest P/B
0.81
Highest P/B
10.15
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.81 ₹59,334 Low
The New India Assurance … NIACL 1.32 ₹30,556 Moderate
Medi Assist Healthcare MEDIASSIST 2.88 ₹2,315 Moderate
LIC of India LICI 2.89 ₹495,247 Moderate
Niva Bupa Health Insuran… NIVABUPA 3.88 ₹15,059 High
ICICI Lombard General In… ICICIGI 4.33 ₹71,267 High
Star Health Insurance STARHEALTH 4.46 ₹31,822 High
Go Digit General Insuran… GODIGIT 4.97 ₹23,253 High
HDFC Life Insurance HDFCLIFE 5.83 ₹111,372 High
SBI Life Insurance SBILIFE 8.48 ₹165,935 High