ICICI Prudential Life Insurance P/B Ratio
ICICI Prudential Life Insurance (ICICIPRULI) P/B ratio is 5.78 (High), book value per share ₹94.07 vs Insurance average P/B of 5.29 — Very High - Significant premium, high growth expectations or speculative. Compare with ICICIPRULI fair value to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
ICICIPRULI P/B Ratio — Valuation Insights & Book Value Analysis
ICICI Prudential Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 5.78 (High). View ICICIPRULI yearly price range for the annual high/low range and current price position.
- Stock appears overvalued with PB of 5.78, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 21.7% below historical average
ICICI Prudential Life Insurance P/B Ratio Historical Trend
ICICIPRULI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see ICICI Prudential Life Insuranc share price chart.
ICICIPRULI Historical P/B Ratio — Book Value Per Share & Year-End Price
ICICI Prudential Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 5.53 | ₹94.07 | ₹520.05 | ₹13,631 | High |
| 2025 | 8.09 | ₹82.59 | ₹668.25 | ₹11,934 | High |
| 2024 | 8.57 | ₹76.37 | ₹654.85 | ₹11,005 | High |
| 2023 | 7.63 | ₹70.12 | ₹534.85 | ₹10,090 | High |
| 2022 | 7.08 | ₹63.73 | ₹451.30 | ₹9,158 | High |
ICICIPRULI vs Insurance Peers — P/B Ratio Comparison
ICICI Prudential Life Insurance P/B 5.78 vs Insurance average 5.29, median 5.54 — range 0.79–10.62.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.79 | ₹27,195 | Low |
| GIC of India | GICRE | 0.95 | ₹67,974 | Low |
| Star Health Insurance | STARHEALTH | 3.12 | ₹29,520 | High |
| Medi Assist Healthcare | MEDIASSIST | 3.44 | ₹2,871 | High |
| LIC of India | LICI | 3.59 | ₹505,462 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 3.92 | ₹14,748 | High |
| ICICI Lombard General In… | ICICIGI | 5.54 | ₹91,459 | High |
| Go Digit General Insuran… | GODIGIT | 6.21 | ₹28,724 | High |
| HDFC Life Insurance | HDFCLIFE | 7.45 | ₹131,334 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.02 | ₹12,866 | High |