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LIC of India P/B Ratio

Current P/B Ratio
2.89
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

LIC of India (LICI) P/B ratio is 2.89 (Moderate), book value per share ₹279.66 vs Insurance average P/B of 5.09 — High - Premium to book value, growth expectations or asset-light model. Read LICI ex-dividend dates for the complete payout history and dividend yield track record.

Current Valuation Metrics

P/B Ratio 2.89
Current Price ₹407.70
Book Value/Share ₹279.66
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹176,882 Cr
Share Capital ₹6,325 Cr
Reserves & Surplus ₹171,233 Cr
Outstanding Shares 6,325,000,000
Book Value per Share ₹279.66

Valuation Signal

Signal Overvalued
Historical Avg 12.33
Historical Range 1.46 - 37.79
Percentile 20.0%

Sector Context

Sector Average 5.09
Sector Median 4.97
Sector Rank #4 of 12
Sector Percentile 33.3%

LICI P/B Ratio — Valuation Insights & Book Value Analysis

LIC of India price-to-book ratio interpretation, valuation status and historical context — current P/B 2.89 (Moderate). Explore LICI investment value to estimate fundamental worth using multiple valuation models.

  • Current PB is 76.6% below historical average
  • Trading at discount to sector average PB of 5.09

LIC of India P/B Ratio Historical Trend

LICI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see LICI stock price BSE.

LICI Historical P/B Ratio — Book Value Per Share & Year-End Price

LIC of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.46 ₹279.66 ₹407.70 ₹176,882 Moderate
2025 4.24 ₹201.59 ₹854.90 ₹127,505 High
2024 6.81 ₹131.07 ₹892.00 ₹82,900 High
2023 11.36 ₹73.28 ₹832.50 ₹46,350 High
2022 37.79 ₹18.12 ₹684.60 ₹11,458 High

LICI vs Insurance Peers — P/B Ratio Comparison

LIC of India P/B 2.89 vs Insurance average 5.09, median 4.97 — range 0.81–10.15.

Sector Average
5.09
Sector Median
4.97
Lowest P/B
0.81
Highest P/B
10.15
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.81 ₹59,334 Low
The New India Assurance … NIACL 1.32 ₹30,556 Moderate
Medi Assist Healthcare MEDIASSIST 2.88 ₹2,315 Moderate
Niva Bupa Health Insuran… NIVABUPA 3.88 ₹15,059 High
ICICI Lombard General In… ICICIGI 4.33 ₹71,267 High
Star Health Insurance STARHEALTH 4.46 ₹31,822 High
Go Digit General Insuran… GODIGIT 4.97 ₹23,253 High
ICICI Prudential Life In… ICICIPRULI 5.11 ₹67,052 High
HDFC Life Insurance HDFCLIFE 5.83 ₹111,372 High
SBI Life Insurance SBILIFE 8.48 ₹165,935 High