SBI Life Insurance P/B Ratio
SBILIFE • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
9.44
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
9.44
Current Price
₹1907.60
Book Value/Share
₹169.51
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹16,985 Cr
Share Capital
₹1,002 Cr
Reserves & Surplus
₹15,791 Cr
Outstanding Shares
1,002,000,000
Book Value per Share
₹169.51
Valuation Signal
Signal
Overvalued
Historical Avg
10.89
Historical Range
9.34 - 12.0
Percentile
20.0%
Sector Context
Sector Average
4.8
Sector Median
5.12
Sector Rank
#11 of 12
Sector Percentile
91.7%
Key P/B Ratio Insights for SBI Life Insurance
- Stock appears overvalued with PB of 9.44, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of 4.8
P/B Ratio Historical Trend for SBI Life Insurance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for SBI Life Insurance
Additional stock information and data for SBILIFE
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 12.0 | ₹169.51 | ₹2034.90 | ₹16,985 | High |
| 2024 | 9.34 | ₹148.79 | ₹1390.40 | ₹14,909 | High |
| 2023 | 11.02 | ₹130.05 | ₹1432.60 | ₹13,018 | High |
| 2022 | 10.59 | ₹116.22 | ₹1231.30 | ₹11,622 | High |
| 2021 | 11.5 | ₹104.0 | ₹1196.00 | ₹10,400 | High |
Sector P/B Ratio Comparison
Comparing SBI Life Insurance with other companies in Insurance sector
Sector Average
4.8
Sector Median
5.12
Lowest P/B
0.7
Highest P/B
9.54
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.7 | ₹20,326 | Low |
| GIC of India | GICRE | 0.94 | ₹66,413 | Low |
| Medi Assist Healthcare | MEDIASSIST | 3.05 | ₹2,399 | High |
| LIC of India | LICI | 3.32 | ₹464,792 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 3.51 | ₹13,411 | High |
| Star Health Insurance | STARHEALTH | 3.7 | ₹26,855 | High |
| ICICI Lombard General In… | ICICIGI | 5.12 | ₹84,178 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.55 | ₹72,955 | High |
| Go Digit General Insuran… | GODIGIT | 6.38 | ₹29,658 | High |
| HDFC Life Insurance | HDFCLIFE | 7.03 | ₹122,143 | High |