Star Health Insurance P/B Ratio
Star Health Insurance (STARHEALTH) P/B ratio is 3.23 (High), book value per share ₹162.89 vs Insurance average P/B of 5.54 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see STARHEALTH screener.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
STARHEALTH P/B Ratio — Valuation Insights & Book Value Analysis
Star Health Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 3.23 (High). View Star Health Insurance yearly highs lows for the annual high/low range and current price position.
- Stock appears overvalued with PB of 3.23, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 23.1% below historical average
- Trading at discount to sector average PB of 5.54
Star Health Insurance P/B Ratio Historical Trend
STARHEALTH annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with STARHEALTH fundamental valuation to assess whether the stock is under or overvalued.
STARHEALTH Historical P/B Ratio — Book Value Per Share & Year-End Price
Star Health Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 3.22 | ₹162.89 | ₹524.65 | ₹9,578 | High |
| 2025 | 3.79 | ₹120.05 | ₹455.00 | ₹7,059 | High |
| 2024 | 4.16 | ₹114.03 | ₹474.95 | ₹6,671 | High |
| 2023 | 4.73 | ₹112.97 | ₹534.75 | ₹6,575 | High |
| 2022 | 5.11 | ₹110.85 | ₹566.30 | ₹6,385 | High |
STARHEALTH vs Insurance Peers — P/B Ratio Comparison
Star Health Insurance P/B 3.23 vs Insurance average 5.54, median 5.62 — range 0.79–11.27.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.79 | ₹26,823 | Low |
| GIC of India | GICRE | 0.97 | ₹69,027 | Low |
| LIC of India | LICI | 3.0 | ₹540,724 | High |
| Medi Assist Healthcare | MEDIASSIST | 3.26 | ₹2,723 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 4.15 | ₹15,533 | High |
| ICICI Lombard General In… | ICICIGI | 5.56 | ₹92,710 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.62 | ₹75,469 | High |
| Go Digit General Insuran… | GODIGIT | 6.07 | ₹28,262 | High |
| HDFC Life Insurance | HDFCLIFE | 7.53 | ₹133,524 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.29 | ₹13,305 | High |