Star Health Insurance P/B Ratio
Star Health Insurance (STARHEALTH) P/B ratio is 4.46 (High), book value per share ₹128.83 vs Insurance average P/B of 4.96 — Very High - Significant premium, high growth expectations or speculative. For live price, earnings yield and the full fundamental profile, see STARHEALTH screener.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
STARHEALTH P/B Ratio — Valuation Insights & Book Value Analysis
Star Health Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 4.46 (High). Read STARHEALTH dividend growth for the complete payout history and dividend yield track record.
- Stock appears overvalued with PB of 4.46, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at discount to sector average PB of 4.96
Star Health Insurance P/B Ratio Historical Trend
STARHEALTH annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore STARHEALTH value investing to estimate fundamental worth using multiple valuation models.
STARHEALTH Historical P/B Ratio — Book Value Per Share & Year-End Price
Star Health Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 4.25 | ₹128.83 | ₹547.05 | ₹7,575 | High |
| 2025 | 3.79 | ₹120.05 | ₹455.00 | ₹7,059 | High |
| 2024 | 4.16 | ₹114.03 | ₹474.95 | ₹6,671 | High |
| 2023 | 4.73 | ₹112.97 | ₹534.75 | ₹6,575 | High |
| 2022 | 5.11 | ₹110.85 | ₹566.30 | ₹6,385 | High |
STARHEALTH vs Insurance Peers — P/B Ratio Comparison
Star Health Insurance P/B 4.46 vs Insurance average 4.96, median 4.97 — range 0.81–10.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.81 | ₹59,334 | Low |
| The New India Assurance … | NIACL | 1.32 | ₹30,556 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.88 | ₹2,315 | Moderate |
| LIC of India | LICI | 2.89 | ₹495,247 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.88 | ₹15,059 | High |
| ICICI Lombard General In… | ICICIGI | 4.33 | ₹71,267 | High |
| Go Digit General Insuran… | GODIGIT | 4.97 | ₹23,253 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.11 | ₹67,052 | High |
| HDFC Life Insurance | HDFCLIFE | 5.83 | ₹111,372 | High |
| SBI Life Insurance | SBILIFE | 8.48 | ₹165,935 | High |