Jana Small Finance Bank P/B Ratio
JSFB • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.91
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.91
Current Price
₹368.70
Book Value/Share
₹392.19
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹4,118 Cr
Share Capital
₹105 Cr
Reserves & Surplus
₹4,013 Cr
Outstanding Shares
105,000,000
Book Value per Share
₹392.19
Valuation Signal
Signal
Undervalued
Historical Avg
1.12
Historical Range
1.08 - 1.16
Percentile
0.0%
Sector Context
Sector Average
1.55
Sector Median
1.31
Sector Rank
#7 of 40
Sector Percentile
17.5%
Key P/B Ratio Insights for Jana Small Finance Bank
- Stock appears undervalued with PB of 0.91, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Trading at discount to sector average PB of 1.55
View the current stock price of Jana Small Finance Bank for more insights.
P/B Ratio Historical Trend for Jana Small Finance Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Jana Small Finance Bank
Additional stock information and data for JSFB
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.08 | ₹392.19 | ₹425.30 | ₹4,118 | Moderate |
| 2024 | 1.16 | ₹340.67 | ₹394.95 | ₹3,577 | Moderate |
Sector P/B Ratio Comparison
Comparing Jana Small Finance Bank with other companies in Banks sector
Sector Average
1.55
Sector Median
1.31
Lowest P/B
0.64
Highest P/B
4.01
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.64 | ₹7,672 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.67 | ₹1,404 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.74 | ₹942 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.8 | ₹1,392 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.8 | ₹2,461 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.85 | ₹1,190 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.94 | ₹13,367 | Low |
| South Indian Bank | SOUTHBANK | 0.99 | ₹10,769 | Low |
| Bank of Baroda | BANKBARODA | 1.02 | ₹166,492 | Moderate |
| Central Bank of India | CENTRALBK | 1.03 | ₹36,269 | Moderate |