Capital Small Finance Bank P/B Ratio

Current P/B Ratio
0.95
Low Valuation
Low - Trading below book value, may indicate undervaluation

Capital Small Finance Bank (CAPITALSFB) P/B ratio is 0.95 (Low), book value per share ₹324.67 vs Banks average P/B of 1.49 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see CAPITALSFB share price.

Current Valuation Metrics

P/B Ratio 0.95
Current Price ₹292.00
Book Value/Share ₹324.67
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹1,461 Cr
Share Capital ₹45 Cr
Reserves & Surplus ₹1,416 Cr
Outstanding Shares 45,000,000
Book Value per Share ₹324.67

Valuation Signal

Signal Undervalued
Historical Avg 0.96
Historical Range 0.89 - 1.1
Percentile 66.7%

Sector Context

Sector Average 1.49
Sector Median 1.34
Sector Rank #7 of 40
Sector Percentile 17.5%

CAPITALSFB P/B Ratio — Valuation Insights & Book Value Analysis

Capital Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.95 (Low). View CAPITALSFB price range for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.95, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at discount to sector average PB of 1.49

Capital Small Finance Bank P/B Ratio Historical Trend

CAPITALSFB annual price-to-book ratio — 3 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Review CAPITALSFB P/E comparison to evaluate earnings-based valuation against sector peers.

CAPITALSFB Historical P/B Ratio — Book Value Per Share & Year-End Price

Capital Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.9 ₹324.67 ₹292.00 ₹1,461 Low
2025 0.89 ₹297.78 ₹263.55 ₹1,340 Low
2024 1.1 ₹266.0 ₹293.15 ₹1,197 Moderate

CAPITALSFB vs Banks Peers — P/B Ratio Comparison

Capital Small Finance Bank P/B 0.95 vs Banks average 1.49, median 1.34 — range 0.77–3.77.

Sector Average
1.49
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.77 ₹131,792 Low
Central Bank of India CENTRALBK 0.78 ₹28,964 Low
Bank of India BANKINDIA 0.8 ₹66,901 Low
Karnataka Bank KTKBANK 0.81 ₹10,410 Low
Punjab National Bank PNB 0.87 ₹128,445 Low
Suryoday Small Finance B… SURYODAY 0.94 ₹2,024 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.96 ₹2,653 Low
Union Bank of India UNIONBANK 0.97 ₹134,298 Low
DCB Bank DCBBANK 0.98 ₹6,115 Low
South Indian Bank SOUTHBANK 0.99 ₹12,088 Low