Capital Small Finance Bank P/B Ratio

Current P/B Ratio
0.86
Low Valuation
Low - Trading below book value, may indicate undervaluation

Capital Small Finance Bank (CAPITALSFB) P/B ratio is 0.86 (Low), book value per share ₹297.78 vs Banks average P/B of 1.38 — Low - Trading below book value, may indicate undervaluation. Compare with CAPITALSFB fair value to assess whether the stock is under or overvalued.

Current Valuation Metrics

P/B Ratio 0.86
Current Price ₹281.00
Book Value/Share ₹297.78
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹1,340 Cr
Share Capital ₹45 Cr
Reserves & Surplus ₹1,295 Cr
Outstanding Shares 45,000,000
Book Value per Share ₹297.78

Valuation Signal

Signal Undervalued
Historical Avg 1.0
Historical Range 0.89 - 1.1
Percentile 0.0%

Sector Context

Sector Average 1.38
Sector Median 1.27
Sector Rank #5 of 40
Sector Percentile 12.5%

CAPITALSFB P/B Ratio — Valuation Insights & Book Value Analysis

Capital Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.86 (Low). View CAPITALSFB price range for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.86, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at discount to sector average PB of 1.38

Capital Small Finance Bank P/B Ratio Historical Trend

CAPITALSFB annual price-to-book ratio — 2 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see CAPITALSFB share price.

CAPITALSFB Historical P/B Ratio — Book Value Per Share & Year-End Price

Capital Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.89 ₹297.78 ₹263.55 ₹1,340 Low
2024 1.1 ₹266.0 ₹293.15 ₹1,197 Moderate

CAPITALSFB vs Banks Peers — P/B Ratio Comparison

Capital Small Finance Bank P/B 0.86 vs Banks average 1.38, median 1.27 — range 0.77–3.81.

Sector Average
1.38
Sector Median
1.27
Lowest P/B
0.77
Highest P/B
3.81
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.77 ₹9,307 Low
Bank of India BANKINDIA 0.8 ₹64,766 Low
Bank of Baroda BANKBARODA 0.83 ₹135,179 Low
Punjab National Bank PNB 0.85 ₹117,285 Low
ESAF Small Finance Bank ESAFSFB 0.87 ₹1,506 Low
South Indian Bank SOUTHBANK 0.88 ₹10,164 Low
Suryoday Small Finance B… SURYODAY 0.88 ₹1,779 Low
Central Bank of India CENTRALBK 0.89 ₹30,911 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.9 ₹2,401 Low
DCB Bank DCBBANK 0.93 ₹5,907 Low