Capital Small Finance Bank P/B Ratio
Capital Small Finance Bank (CAPITALSFB) P/B ratio is 0.86 (Low), book value per share ₹297.78 vs Banks average P/B of 1.38 — Low - Trading below book value, may indicate undervaluation. Compare with CAPITALSFB fair value to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
CAPITALSFB P/B Ratio — Valuation Insights & Book Value Analysis
Capital Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.86 (Low). View CAPITALSFB price range for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.86, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Trading at discount to sector average PB of 1.38
Capital Small Finance Bank P/B Ratio Historical Trend
CAPITALSFB annual price-to-book ratio — 2 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see CAPITALSFB share price.
CAPITALSFB Historical P/B Ratio — Book Value Per Share & Year-End Price
Capital Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.89 | ₹297.78 | ₹263.55 | ₹1,340 | Low |
| 2024 | 1.1 | ₹266.0 | ₹293.15 | ₹1,197 | Moderate |
CAPITALSFB vs Banks Peers — P/B Ratio Comparison
Capital Small Finance Bank P/B 0.86 vs Banks average 1.38, median 1.27 — range 0.77–3.81.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.77 | ₹9,307 | Low |
| Bank of India | BANKINDIA | 0.8 | ₹64,766 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹135,179 | Low |
| Punjab National Bank | PNB | 0.85 | ₹117,285 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.87 | ₹1,506 | Low |
| South Indian Bank | SOUTHBANK | 0.88 | ₹10,164 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.88 | ₹1,779 | Low |
| Central Bank of India | CENTRALBK | 0.89 | ₹30,911 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.9 | ₹2,401 | Low |
| DCB Bank | DCBBANK | 0.93 | ₹5,907 | Low |