South Indian Bank P/B Ratio
South Indian Bank (SOUTHBANK) P/B ratio is 0.93 (Low), book value per share ₹385.80 vs Banks average P/B of 1.38 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see South Indian Bank stock price NSE.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
SOUTHBANK P/B Ratio — Valuation Insights & Book Value Analysis
South Indian Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.93 (Low). View SOUTHBANK price range for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.93, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 1100.0% above historical average
- Trading at discount to sector average PB of 1.38
South Indian Bank P/B Ratio Historical Trend
SOUTHBANK annual price-to-book ratio — 4 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with South Indian Bank value estimation to assess whether the stock is under or overvalued.
SOUTHBANK Historical P/B Ratio — Book Value Per Share & Year-End Price
South Indian Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.1 | ₹385.8 | ₹38.32 | ₹10,108 | Low |
| 2024 | 0.07 | ₹336.87 | ₹25.02 | ₹8,826 | Low |
| 2023 | 0.08 | ₹319.38 | ₹24.55 | ₹6,675 | Low |
| 2022 | 0.06 | ₹280.1 | ₹17.25 | ₹5,854 | Low |
SOUTHBANK vs Banks Peers — P/B Ratio Comparison
South Indian Bank P/B 0.93 vs Banks average 1.38, median 1.27 — range 0.78–3.79.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Karnataka Bank | KTKBANK | 0.79 | ₹9,993 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.83 | ₹1,717 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| DCB Bank | DCBBANK | 0.93 | ₹5,875 | Low |