South Indian Bank P/B Ratio

Current P/B Ratio
0.99
Low Valuation
Low - Trading below book value, may indicate undervaluation

South Indian Bank (SOUTHBANK) P/B ratio is 0.99 (Low), book value per share ₹385.80 vs Banks average P/B of 1.49 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see South Indian Bank stock price NSE.

Current Valuation Metrics

P/B Ratio 0.99
Current Price ₹46.52
Book Value/Share ₹385.80
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹10,108 Cr
Share Capital ₹262 Cr
Reserves & Surplus ₹9,846 Cr
Outstanding Shares 262,000,000
Book Value per Share ₹385.80

Valuation Signal

Signal Undervalued
Historical Avg 0.08
Historical Range 0.06 - 0.1
Percentile 100.0%

Sector Context

Sector Average 1.49
Sector Median 1.34
Sector Rank #11 of 40
Sector Percentile 27.5%

SOUTHBANK P/B Ratio — Valuation Insights & Book Value Analysis

South Indian Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.99 (Low). View SOUTHBANK price range for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.99, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 1177.4% above historical average
  • Trading at discount to sector average PB of 1.49

South Indian Bank P/B Ratio Historical Trend

SOUTHBANK annual price-to-book ratio — 4 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Review SOUTHBANK PE ratio trends to evaluate earnings-based valuation against sector peers.

SOUTHBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

South Indian Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.1 ₹385.8 ₹38.32 ₹10,108 Low
2024 0.07 ₹336.87 ₹25.02 ₹8,826 Low
2023 0.08 ₹319.38 ₹24.55 ₹6,675 Low
2022 0.06 ₹280.1 ₹17.25 ₹5,854 Low

SOUTHBANK vs Banks Peers — P/B Ratio Comparison

South Indian Bank P/B 0.99 vs Banks average 1.49, median 1.34 — range 0.77–3.77.

Sector Average
1.49
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.77 ₹131,792 Low
Central Bank of India CENTRALBK 0.78 ₹28,964 Low
Bank of India BANKINDIA 0.8 ₹66,901 Low
Karnataka Bank KTKBANK 0.81 ₹10,410 Low
Punjab National Bank PNB 0.87 ₹128,445 Low
Suryoday Small Finance B… SURYODAY 0.94 ₹2,024 Low
Capital Small Finance Ba… CAPITALSFB 0.95 ₹1,365 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.96 ₹2,653 Low
Union Bank of India UNIONBANK 0.97 ₹134,298 Low
DCB Bank DCBBANK 0.98 ₹6,115 Low