Central Bank of India P/B Ratio

Current P/B Ratio
0.81
Low Valuation
Low - Trading below book value, may indicate undervaluation

Central Bank of India (CENTRALBK) P/B ratio is 0.81 (Low), book value per share ₹40.84 vs Banks average P/B of 1.39 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see CENTRALBK share price screener.

Current Valuation Metrics

P/B Ratio 0.81
Current Price ₹30.84
Book Value/Share ₹40.84
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹36,967 Cr
Share Capital ₹9,051 Cr
Reserves & Surplus ₹27,830 Cr
Outstanding Shares 9,051,000,000
Book Value per Share ₹40.84

Valuation Signal

Signal Undervalued
Historical Avg 1.06
Historical Range 0.47 - 1.49
Percentile 20.0%

Sector Context

Sector Average 1.39
Sector Median 1.27
Sector Rank #3 of 40
Sector Percentile 7.5%

CENTRALBK P/B Ratio — Valuation Insights & Book Value Analysis

Central Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.81 (Low). Compare with CENTRALBK stock valuation models to assess whether the stock is under or overvalued.

  • Stock appears undervalued with PB of 0.81, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 23.9% below historical average
  • Trading at discount to sector average PB of 1.39

Central Bank of India P/B Ratio Historical Trend

CENTRALBK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View Central Bank of India 52-week for the annual high/low range and current price position.

CENTRALBK Historical P/B Ratio — Book Value Per Share & Year-End Price

Central Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.92 ₹40.84 ₹37.40 ₹36,967 Low
2024 1.43 ₹37.38 ₹53.31 ₹32,451 Moderate
2023 1.49 ₹33.73 ₹50.10 ₹29,284 Moderate
2022 1.01 ₹31.8 ₹32.15 ₹27,607 Moderate
2021 0.47 ₹45.18 ₹21.25 ₹26,547 Low

CENTRALBK vs Banks Peers — P/B Ratio Comparison

Central Bank of India P/B 0.81 vs Banks average 1.39, median 1.27 — range 0.78–3.79.

Sector Average
1.39
Sector Median
1.27
Lowest P/B
0.78
Highest P/B
3.79
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.78 ₹66,474 Low
Karnataka Bank KTKBANK 0.79 ₹9,993 Low
Suryoday Small Finance B… SURYODAY 0.83 ₹1,717 Low
Bank of Baroda BANKBARODA 0.83 ₹140,790 Low
Punjab National Bank PNB 0.83 ₹122,124 Low
ESAF Small Finance Bank ESAFSFB 0.84 ₹1,494 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,281 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.88 ₹2,402 Low
South Indian Bank SOUTHBANK 0.93 ₹10,732 Low
DCB Bank DCBBANK 0.93 ₹5,875 Low