Central Bank of India P/B Ratio

Current P/B Ratio
0.78
Low Valuation
Low - Trading below book value, may indicate undervaluation

Central Bank of India (CENTRALBK) P/B ratio is 0.78 (Low), book value per share ₹43.19 vs Banks average P/B of 1.49 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see CENTRALBK share price screener.

Current Valuation Metrics

P/B Ratio 0.78
Current Price ₹31.03
Book Value/Share ₹43.19
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹39,093 Cr
Share Capital ₹9,051 Cr
Reserves & Surplus ₹29,950 Cr
Outstanding Shares 9,051,000,000
Book Value per Share ₹43.19

Valuation Signal

Signal Undervalued
Historical Avg 1.11
Historical Range 0.72 - 1.49
Percentile 20.0%

Sector Context

Sector Average 1.49
Sector Median 1.34
Sector Rank #2 of 40
Sector Percentile 5.0%

CENTRALBK P/B Ratio — Valuation Insights & Book Value Analysis

Central Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.78 (Low). View Central Bank of India 52-week for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.78, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 30.0% below historical average
  • Trading at discount to sector average PB of 1.49

Central Bank of India P/B Ratio Historical Trend

CENTRALBK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Review CENTRALBK PE ratio trends to evaluate earnings-based valuation against sector peers.

CENTRALBK Historical P/B Ratio — Book Value Per Share & Year-End Price

Central Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.72 ₹43.19 ₹31.03 ₹39,093 Low
2025 0.92 ₹40.84 ₹37.40 ₹36,967 Low
2024 1.43 ₹37.38 ₹53.31 ₹32,451 Moderate
2023 1.49 ₹33.73 ₹50.10 ₹29,284 Moderate
2022 1.01 ₹31.8 ₹32.15 ₹27,607 Moderate

CENTRALBK vs Banks Peers — P/B Ratio Comparison

Central Bank of India P/B 0.78 vs Banks average 1.49, median 1.34 — range 0.77–3.77.

Sector Average
1.49
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.77 ₹131,792 Low
Bank of India BANKINDIA 0.8 ₹66,901 Low
Karnataka Bank KTKBANK 0.81 ₹10,410 Low
Punjab National Bank PNB 0.87 ₹128,445 Low
Suryoday Small Finance B… SURYODAY 0.94 ₹2,024 Low
Capital Small Finance Ba… CAPITALSFB 0.95 ₹1,365 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.96 ₹2,653 Low
Union Bank of India UNIONBANK 0.97 ₹134,298 Low
DCB Bank DCBBANK 0.98 ₹6,115 Low
South Indian Bank SOUTHBANK 0.99 ₹12,088 Low