Jana Small Finance Bank Dividend & Ex-dividend History
JSFB • No Dividend Payments
Related Analysis
- For the full company profile including live price and ratios, see Jana Small Finance Bank share price screener.
- Explore JSFB fundamental worth to estimate fundamental worth using multiple valuation models.
- Review JSFB earnings multiple to evaluate earnings-based valuation against sector peers.
JSFB Capital Gains vs Banks Sector Dividend Yield
Jana Small Finance Bank Revenue, Net Profit & Cash Flow — No Dividend Payout
JSFB revenue, net profit, operating cash flow and free cash flow — earnings retained for reinvestment rather than dividend distribution.
Profitability
Revenue (None)
₹6,622 Cr
Net Profit
₹380 Cr
Profit Margin
5.7%
Profits retained for growth
Cash Generation
Operating Cash Flow
₹4,073 Cr
Free Cash Flow
₹2,421 Cr
Available for reinvestment or dividends
Banks Sector Dividend Yield & Payout Landscape
JSFB vs Banks peers — sector dividend payout rate, average yield and companies paying dividends.
95.0%
Companies Pay Dividends
1.07%
Average Dividend Yield
4.83%
Highest Yield
20
Total Companies Analyzed
Top Dividend-Paying Companies in Banks
HDFC Bank
HDFCBANK
2.1%
ICICI Bank
ICICIBANK
0.48%
State Bank of India
SBIN
0.98%
Axis Bank
AXISBANK
0.17%
Kotak Bank
KOTAKBANK
0.32%
JSFB Sector Peers Paying Dividends — Banks
Dividend-paying stocks in the Banks sector with yield, ex-dividend date and dividend per share — income investing alternatives to Jana Small Finance Bank.
Central Bank of India
CENTRALBK • 5.62% yield
Last dividend: March 2026
View Dividend HistoryBank of Baroda
BANKBARODA • 3.44% yield
Last dividend: March 2026
View Dividend HistoryCanara Bank
CANBK • 3.36% yield
Last dividend: March 2026
View Dividend HistoryUnion Bank of India
UNIONBANK • 2.97% yield
Last dividend: March 2026
View Dividend HistoryPunjab National Bank
PNB • 2.84% yield
Last dividend: March 2026
View Dividend HistoryBanks Sector — Dividend vs Non-Dividend Stock Returns
1-year price return comparison: dividend-paying peers vs non-dividend peers in the Banks sector including JSFB.
Dividend-Paying Peers
Average Price Return
9.36%
Axis Bank
0.09% dividend yield
14.5%
Bank of India
1.48% dividend yield
29.39%
Bank of Baroda
3.4% dividend yield
6.01%
Non-Dividend Peers
Average Price Return
-19.44%
CSB Bank
No dividend payments
-19.44%
JSFB — STCG, LTCG & TDS on Dividends Compared
Capital gains tax rates (STCG, LTCG) on Jana Small Finance Bank vs TDS on dividend income — tax treatment for Indian investors.
Capital Gains Tax
Long-term (>1 year)
10.0%
LTCG Exemption
₹100,000
Short-term (<1 year)
15.0%
Long-term capital gains (>1 year holding) taxed at 10% above ₹1 lakh exemption
Dividend Tax
TDS Rate
10.0%
Tax Treatment
Added to Income
Dividends are subject to TDS at 10% if annual dividend exceeds ₹5,000
Frequently Asked Questions
Q: Why doesn't Jana Small Finance Bank pay dividends?
Based on available financial data, Jana Small Finance Bank retains its earnings for business operations and growth.
The company reported ₹380 crores in net profit
for None, which has been retained rather than distributed as dividends.
Companies typically retain earnings to fund expansion, reduce debt, or build cash reserves.
Q: How does this compare to other companies in Banks?
In the Banks sector, 95.0% of companies currently pay dividends
with an average yield of 1.07%. Jana Small Finance Bank is among the
1 companies in our database that don't pay dividends.
Q: What returns have investors received instead of dividends?
Historical price performance data is not available for detailed analysis.
Q: Should I invest in this stock if I want income?
This stock provides returns through price appreciation rather than dividend income. For income-focused investors:
- Consider the tax efficiency of capital gains vs. dividends for your situation
- Look at dividend-paying alternatives in the same sector
- Consider combining growth stocks with dividend stocks for a balanced portfolio
Q: What's the tax difference between capital gains and dividends?
Current tax rates in India:
- Dividend income: 10% TDS (if annual dividend exceeds ₹5,000), added to taxable income
- Long-term capital gains: 10% on gains above ₹1,00,000
- Short-term capital gains: 15% flat rate