Suryoday Small Finance Bank P/B Ratio
Suryoday Small Finance Bank (SURYODAY) P/B ratio is 0.83 (Low), book value per share ₹181.79 vs Banks average P/B of 1.39 — Low - Trading below book value, may indicate undervaluation. View Suryoday Small Finance Bank 52-week for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
SURYODAY P/B Ratio — Valuation Insights & Book Value Analysis
Suryoday Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.83 (Low). For live price, earnings yield and the full fundamental profile, see Suryoday Small Finance Bank share price chart.
- Stock appears undervalued with PB of 0.83, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Trading at discount to sector average PB of 1.39
Suryoday Small Finance Bank P/B Ratio Historical Trend
SURYODAY annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with SURYODAY stock valuation models to assess whether the stock is under or overvalued.
SURYODAY Historical P/B Ratio — Book Value Per Share & Year-End Price
Suryoday Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.77 | ₹181.79 | ₹140.85 | ₹1,927 | Low |
| 2024 | 0.8 | ₹170.28 | ₹135.49 | ₹1,805 | Low |
| 2023 | 1.05 | ₹149.53 | ₹156.60 | ₹1,585 | Moderate |
| 2022 | 0.86 | ₹141.98 | ₹121.80 | ₹1,505 | Low |
| 2021 | 0.97 | ₹150.66 | ₹145.65 | ₹1,597 | Low |
SURYODAY vs Banks Peers — P/B Ratio Comparison
Suryoday Small Finance Bank P/B 0.83 vs Banks average 1.39, median 1.27 — range 0.78–3.79.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Karnataka Bank | KTKBANK | 0.79 | ₹9,993 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| DCB Bank | DCBBANK | 0.93 | ₹5,875 | Low |
| South Indian Bank | SOUTHBANK | 0.93 | ₹10,732 | Low |