Karnataka Bank P/B Ratio
Karnataka Bank (KTKBANK) P/B ratio is 0.79 (Low), book value per share ₹319.71 vs Banks average P/B of 1.39 — Low - Trading below book value, may indicate undervaluation. Compare with Karnataka Bank value estimation to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
KTKBANK P/B Ratio — Valuation Insights & Book Value Analysis
Karnataka Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 0.79 (Low). View Karnataka Bank 52-week for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.79, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 21.9% above historical average
- Trading at discount to sector average PB of 1.39
Karnataka Bank P/B Ratio Historical Trend
KTKBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see KTKBANK share price.
KTKBANK Historical P/B Ratio — Book Value Per Share & Year-End Price
Karnataka Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.64 | ₹319.71 | ₹205.50 | ₹12,085 | Low |
| 2024 | 0.75 | ₹287.75 | ₹214.53 | ₹10,848 | Low |
| 2023 | 0.89 | ₹263.21 | ₹234.05 | ₹8,212 | Low |
| 2022 | 0.67 | ₹228.1 | ₹152.15 | ₹7,094 | Low |
| 2021 | 0.29 | ₹213.57 | ₹61.55 | ₹6,642 | Low |
KTKBANK vs Banks Peers — P/B Ratio Comparison
Karnataka Bank P/B 0.79 vs Banks average 1.39, median 1.27 — range 0.78–3.79.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.83 | ₹1,717 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| South Indian Bank | SOUTHBANK | 0.93 | ₹10,732 | Low |
| DCB Bank | DCBBANK | 0.93 | ₹5,875 | Low |