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Jammu & Kashmir Bank P/B Ratio

Current P/B Ratio
1.32
Moderate Valuation
Moderate - Reasonably valued relative to book value

Jammu & Kashmir Bank (J&KBANK) P/B ratio is 1.32 (Moderate), book value per share ₹1291.64 vs Banks average P/B of 1.48 — Moderate - Reasonably valued relative to book value. Review J&KBANK P/E comparison to evaluate earnings-based valuation against sector peers.

Current Valuation Metrics

P/B Ratio 1.32
Current Price ₹172.57
Book Value/Share ₹1291.64
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹14,208 Cr
Share Capital ₹110 Cr
Reserves & Surplus ₹14,098 Cr
Outstanding Shares 110,000,000
Book Value per Share ₹1291.64

Valuation Signal

Signal Fairly Valued
Historical Avg 0.08
Historical Range 0.04 - 0.13
Percentile 100.0%

Sector Context

Sector Average 1.48
Sector Median 1.34
Sector Rank #11 of 40
Sector Percentile 27.5%

J&KBANK P/B Ratio — Valuation Insights & Book Value Analysis

Jammu & Kashmir Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.32 (Moderate). View Jammu & Kashmir Bank yearly highs lows for the annual high/low range and current price position.

  • Current PB is 1509.8% above historical average
  • Trading at discount to sector average PB of 1.48

Jammu & Kashmir Bank P/B Ratio Historical Trend

J&KBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see J&KBANK share price screener.

J&KBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

Jammu & Kashmir Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.08 ₹1291.64 ₹100.30 ₹14,208 Low
2024 0.09 ₹1108.45 ₹100.82 ₹12,193 Low
2023 0.13 ₹960.78 ₹123.00 ₹9,896 Low
2022 0.07 ₹868.49 ₹56.70 ₹8,077 Low
2021 0.04 ₹958.03 ₹36.35 ₹6,802 Low

J&KBANK vs Banks Peers — P/B Ratio Comparison

Jammu & Kashmir Bank P/B 1.32 vs Banks average 1.48, median 1.34 — range 0.77–3.77.

Sector Average
1.48
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.77 ₹131,792 Low
Central Bank of India CENTRALBK 0.78 ₹28,964 Low
Bank of India BANKINDIA 0.8 ₹66,901 Low
Karnataka Bank KTKBANK 0.81 ₹10,410 Low
Punjab National Bank PNB 0.87 ₹128,445 Low
Suryoday Small Finance B… SURYODAY 0.94 ₹2,024 Low
Capital Small Finance Ba… CAPITALSFB 0.95 ₹1,365 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.96 ₹2,653 Low
Union Bank of India UNIONBANK 0.97 ₹134,298 Low
DCB Bank DCBBANK 0.98 ₹6,115 Low