Jammu & Kashmir Bank P/B Ratio

Current P/B Ratio
1.04
Moderate Valuation
Moderate - Reasonably valued relative to book value

Jammu & Kashmir Bank (J&KBANK) P/B ratio is 1.04 (Moderate), book value per share ₹1500.00 vs Banks average P/B of 1.44 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see J&KBANK share price screener.

Current Valuation Metrics

P/B Ratio 1.04
Current Price ₹146.58
Book Value/Share ₹1500.00
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹16,500 Cr
Share Capital ₹110 Cr
Reserves & Surplus ₹16,390 Cr
Outstanding Shares 110,000,000
Book Value per Share ₹1500.00

Valuation Signal

Signal Fairly Valued
Historical Avg 0.09
Historical Range 0.07 - 0.13
Percentile 100.0%

Sector Context

Sector Average 1.44
Sector Median 1.33
Sector Rank #11 of 40
Sector Percentile 27.5%

J&KBANK P/B Ratio — Valuation Insights & Book Value Analysis

Jammu & Kashmir Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.04 (Moderate). Read J&KBANK ex-dividend dates for the complete payout history and dividend yield track record.

  • Current PB is 1006.4% above historical average
  • Trading at discount to sector average PB of 1.44

Jammu & Kashmir Bank P/B Ratio Historical Trend

J&KBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore Jammu & Kashmir Bank intrinsic worth to estimate fundamental worth using multiple valuation models.

J&KBANK Historical P/B Ratio — Book Value Per Share & Year-End Price

Jammu & Kashmir Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.1 ₹1500.0 ₹146.58 ₹16,500 Low
2025 0.08 ₹1291.64 ₹100.30 ₹14,208 Low
2024 0.09 ₹1108.45 ₹100.82 ₹12,193 Low
2023 0.13 ₹960.78 ₹123.00 ₹9,896 Low
2022 0.07 ₹868.49 ₹56.70 ₹8,077 Low

J&KBANK vs Banks Peers — P/B Ratio Comparison

Jammu & Kashmir Bank P/B 1.04 vs Banks average 1.44, median 1.33 — range 0.73–4.05.

Sector Average
1.44
Sector Median
1.33
Lowest P/B
0.73
Highest P/B
4.05
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.73 ₹123,146 Low
Central Bank of India CENTRALBK 0.75 ₹27,824 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,539 Low
Bank of India BANKINDIA 0.78 ₹63,737 Low
Capital Small Finance Ba… CAPITALSFB 0.83 ₹1,225 Low
Dhanlaxmi Bank DHANBANK 0.9 ₹1,229 Low
Punjab National Bank PNB 0.92 ₹134,180 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.95 ₹2,527 Low
Canara Bank CANBK 0.96 ₹112,476 Low
Karnataka Bank KTKBANK 1.0 ₹12,305 Moderate