Jammu & Kashmir Bank P/B Ratio
Jammu & Kashmir Bank (J&KBANK) P/B ratio is 1.01 (Moderate), book value per share ₹1291.64 vs Banks average P/B of 1.38 — Moderate - Reasonably valued relative to book value. Compare with Jammu & Kashmir Bank valuation methods to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
J&KBANK P/B Ratio — Valuation Insights & Book Value Analysis
Jammu & Kashmir Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.01 (Moderate). View Jammu & Kashmir Bank yearly highs lows for the annual high/low range and current price position.
- Current PB is 1131.7% above historical average
- Trading at discount to sector average PB of 1.38
Jammu & Kashmir Bank P/B Ratio Historical Trend
J&KBANK annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see J&KBANK share price screener.
J&KBANK Historical P/B Ratio — Book Value Per Share & Year-End Price
Jammu & Kashmir Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.08 | ₹1291.64 | ₹100.30 | ₹14,208 | Low |
| 2024 | 0.09 | ₹1108.45 | ₹100.82 | ₹12,193 | Low |
| 2023 | 0.13 | ₹960.78 | ₹123.00 | ₹9,896 | Low |
| 2022 | 0.07 | ₹868.49 | ₹56.70 | ₹8,077 | Low |
| 2021 | 0.04 | ₹958.03 | ₹36.35 | ₹6,802 | Low |
J&KBANK vs Banks Peers — P/B Ratio Comparison
Jammu & Kashmir Bank P/B 1.01 vs Banks average 1.38, median 1.27 — range 0.78–3.79.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Karnataka Bank | KTKBANK | 0.79 | ₹9,993 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.83 | ₹1,717 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| DCB Bank | DCBBANK | 0.93 | ₹5,875 | Low |