ICICI Lombard General Insurance P/B Ratio
ICICIGI • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
5.77
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
5.77
Current Price
₹1936.10
Book Value/Share
₹292.04
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹14,485 Cr
Share Capital
₹496 Cr
Reserves & Surplus
₹13,807 Cr
Outstanding Shares
496,000,000
Book Value per Share
₹292.04
Valuation Signal
Signal
Overvalued
Historical Avg
7.12
Historical Range
6.61 - 8.39
Percentile
0.0%
Sector Context
Sector Average
5.92
Sector Median
6.43
Sector Rank
#7 of 12
Sector Percentile
58.3%
Key P/B Ratio Insights for ICICI Lombard General Insurance
- Stock appears overvalued with PB of 5.77, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
View the current stock price of ICICI Lombard General Insurance for more insights.
P/B Ratio Historical Trend for ICICI Lombard General Insurance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for ICICI Lombard General Insurance
Additional stock information and data for ICICIGI
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 6.72 | ₹292.04 | ₹1962.10 | ₹14,485 | High |
| 2024 | 7.22 | ₹247.57 | ₹1787.75 | ₹12,205 | High |
| 2023 | 6.68 | ₹212.71 | ₹1420.10 | ₹10,444 | High |
| 2022 | 6.61 | ₹187.23 | ₹1236.80 | ₹9,193 | High |
| 2021 | 8.39 | ₹167.01 | ₹1401.25 | ₹7,599 | High |
Sector P/B Ratio Comparison
Comparing ICICI Lombard General Insurance with other companies in Insurance sector
Sector Average
5.92
Sector Median
6.43
Lowest P/B
0.88
Highest P/B
11.88
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.88 | ₹24,799 | Low |
| GIC of India | GICRE | 0.95 | ₹66,808 | Low |
| Niva Bupa Health Insuran… | NIVABUPA | 3.7 | ₹14,040 | High |
| Star Health Insurance | STARHEALTH | 3.8 | ₹27,528 | High |
| LIC of India | LICI | 3.93 | ₹545,468 | High |
| Medi Assist Healthcare | MEDIASSIST | 3.99 | ₹3,004 | High |
| Go Digit General Insuran… | GODIGIT | 6.43 | ₹30,686 | High |
| ICICI Prudential Life In… | ICICIPRULI | 7.0 | ₹94,281 | High |
| HDFC Life Insurance | HDFCLIFE | 8.62 | ₹150,343 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 9.16 | ₹14,618 | High |