ICICI Lombard General Insurance P/B Ratio
ICICIGI • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
5.12
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
5.12
Current Price
₹1750.50
Book Value/Share
₹292.04
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹14,485 Cr
Share Capital
₹496 Cr
Reserves & Surplus
₹13,807 Cr
Outstanding Shares
496,000,000
Book Value per Share
₹292.04
Valuation Signal
Signal
Overvalued
Historical Avg
7.12
Historical Range
6.61 - 8.39
Percentile
0.0%
Sector Context
Sector Average
5.16
Sector Median
5.55
Sector Rank
#7 of 12
Sector Percentile
58.3%
Key P/B Ratio Insights for ICICI Lombard General Insurance
- Stock appears overvalued with PB of 5.12, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 28.1% below historical average
P/B Ratio Historical Trend for ICICI Lombard General Insurance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for ICICI Lombard General Insurance
Additional stock information and data for ICICIGI
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 6.72 | ₹292.04 | ₹1962.10 | ₹14,485 | High |
| 2024 | 7.22 | ₹247.57 | ₹1787.75 | ₹12,205 | High |
| 2023 | 6.68 | ₹212.71 | ₹1420.10 | ₹10,444 | High |
| 2022 | 6.61 | ₹187.23 | ₹1236.80 | ₹9,193 | High |
| 2021 | 8.39 | ₹167.01 | ₹1401.25 | ₹7,599 | High |
Sector P/B Ratio Comparison
Comparing ICICI Lombard General Insurance with other companies in Insurance sector
Sector Average
5.16
Sector Median
5.55
Lowest P/B
0.7
Highest P/B
9.54
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.7 | ₹20,326 | Low |
| GIC of India | GICRE | 0.94 | ₹66,413 | Low |
| Medi Assist Healthcare | MEDIASSIST | 3.05 | ₹2,399 | High |
| LIC of India | LICI | 3.32 | ₹464,792 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 3.51 | ₹13,411 | High |
| Star Health Insurance | STARHEALTH | 3.7 | ₹26,855 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.55 | ₹72,955 | High |
| Go Digit General Insuran… | GODIGIT | 6.38 | ₹29,658 | High |
| HDFC Life Insurance | HDFCLIFE | 7.03 | ₹122,143 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.73 | ₹13,745 | High |