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ICICI Lombard General Insurance Complete Financial Statements

12 Years of Data
2026 - 2015

In FY2026, ICICI Lombard General Insurance (ICICIGI) reported revenue ₹22,264 Cr, net profit ₹2,772 Cr and EPS ₹55.74, with a net profit margin of 12.5% and ROE of 16.7%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Review ICICI Lombard General Insuranc P/E valuation to evaluate earnings-based valuation against sector peers.

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 12.45% 2026 data
EBITDA Margin -5.24% 2026 data
Operating Margin -5.00% 2026 data
Return on Assets 3.64% 2026 data
Return on Equity 16.67% 2026 data

Balance Sheet Ratios

Equity Ratio 21.85% 2026 data
Asset Turnover 0.29 2026 data

ICICIGI Revenue, Net Profit & EBITDA — Year-on-Year Growth

ICICIGI YoY (March 2025 vs March 2026) — revenue -7.2%, net profit +10.5%, EBITDA -133.8%, expenses +14.0%. For live price, earnings ratios and company overview, see ICICIGI share price screener.

Revenue Growth
-7.2%
Year-over-Year
Net Profit Growth
+10.5%
Year-over-Year
EBITDA Growth
-133.8%
Year-over-Year
Expense Growth
+14.0%
Year-over-Year
Assets Growth
+407.9%
Year-over-Year
Equity Growth
+14.8%
Year-over-Year
Operating Cash Flow Growth
-52.3%
Year-over-Year
Investing Cash Flow Growth
+40.8%
Year-over-Year
Financing Cash Flow Growth
+27.6%
Year-over-Year

ICICIGI Income Statement — Revenue, EBITDA & Net Profit

ICICI Lombard General Insurance revenue ₹22,264 Cr, EBITDA ₹-1,166 Cr, net profit ₹2,772 Cr, EPS ₹55.74 (2026) — net profit margin 12.5%. Explore ICICIGI intrinsic value to estimate fundamental worth using multiple valuation models.

Periods ₹ Crores
Particulars March 2026 March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016
Revenue 22,264 24,001 20,610 18,871 16,836 12,678 11,533 10,251 8,480 7,521 6,034
Expenses 23,429 20,555 17,921 16,616 15,011 10,594 9,746 8,592 7,284 6,611 5,326
EBITDA -1,166 3,446 2,689 2,255 1,825 2,084 1,787 1,658 1,196 910 708
Operating Profit Margin % -5.00% 10.00% 9.00% 8.00% 7.00% 13.00% 12.00% 12.00% 10.00% 8.00% 8.00%
Depreciation 0 124 134 142 141 130 90 60 0 0 0
Interest 0 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 3,659 3,321 2,555 2,113 1,684 1,954 1,697 1,598 1,196 910 708
Tax 887 813 637 384 413 481 503 549 335 208 200
Net Profit 2,772 2,508 1,919 1,729 1,271 1,473 1,194 1,049 862 702 507
Earnings Per Share (₹) 55.74 50.74 39.03 35.21 25.91 32.41 26.27 23.11 19.01 15.66 11.35

ICICIGI Balance Sheet — Assets, Liabilities & Shareholders' Equity

ICICIGI total assets ₹76,111 Cr, total equity ₹16,633 Cr, total liabilities ₹ Cr (2026) — ROE 16.7%.

Years Annual Data ₹ Crores
Particulars 2026 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
ASSETS
Total Assets 76,111 14,984 12,985 10,641 9,724 8,601 6,191 6,144 5,760 4,889 3,485
Current Assets 16,733 14,541 13,408 11,077 11,139 7,429 9,733 10,405 10,940 7,931 3,596
Fixed Assets 839 728 930 883 941 717 771 557 509 516 510
Capital Work in Progress 0 74 94 25 11 14 12 17 38 11 10
Investments 0 53,508 48,907 43,180 38,786 30,892 26,327 22,231 18,193 15,079 11,563
Other Assets 0 -39,326 -36,946 -33,447 -30,014 -23,022 -20,919 -16,661 -12,980 -10,718 -8,598
LIABILITIES
Total Liabilities
Current Liabilities -562 499 780 197 531 1,003 151 744 1,033 988 249
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 16,633 14,485 12,205 10,444 9,193 7,599 6,039 5,400 4,727 3,901 3,236
Share Capital 499 496 493 491 491 455 455 454 454 451 448
Reserves & Surplus 16,135 13,807 11,467 9,901 8,619 6,981 5,680 4,866 4,087 3,274 2,728

ICICIGI Cash Flow Statement — Operating, Investing & Financing

ICICI Lombard General Insurance operating cash flow ₹1,147 Cr, investing ₹-1,137 Cr, financing ₹-257 Cr, net cash flow ₹-247 Cr (2025).

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 1,147 2,407 2,290 809 1,774 3,433 2,976 2,390 1,628 512 -98
Investing Activities -1,137 -1,921 -1,685 135 -1,367 -3,382 -2,856 -1,896 -1,990 -310 171
Financing Activities -257 -355 -695 -879 -212 -420 -310 -96 361 -149 -94
Net Cash Flow -247 131 -90 65 195 -369 -190 398 -1 53 -20