Go Digit General Insurance P/B Ratio

GODIGIT • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
6.69
High Valuation
Very High - Significant premium, high growth expectations or speculative

Current Valuation Metrics

P/B Ratio 6.69
Current Price ₹335.35
Book Value/Share ₹49.97
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹4,612 Cr
Share Capital ₹923 Cr
Reserves & Surplus ₹3,409 Cr
Outstanding Shares 923,000,000
Book Value per Share ₹49.97

Valuation Signal

Signal Overvalued
Historical Avg 7.49
Historical Range 6.9 - 8.08
Percentile 0.0%

Sector Context

Sector Average 6.09
Sector Median 6.26
Sector Rank #8 of 12
Sector Percentile 66.7%

Key P/B Ratio Insights for Go Digit General Insurance

  • Stock appears overvalued with PB of 6.69, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model

View the current stock price of Go Digit General Insurance for more insights.

P/B Ratio Historical Trend for Go Digit General Insurance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 6.9 ₹49.97 ₹344.60 ₹4,612 High
2024 8.08 ₹39.35 ₹318.05 ₹3,443 High

Sector P/B Ratio Comparison

Comparing Go Digit General Insurance with other companies in Insurance sector
Sector Average
6.09
Sector Median
6.26
Lowest P/B
0.88
Highest P/B
11.48
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
The New India Assurance … NIACL 0.88 ₹25,209 Low
GIC of India GICRE 0.96 ₹64,922 Low
Star Health Insurance STARHEALTH 3.57 ₹26,157 High
LIC of India LICI 3.77 ₹537,656 High
Niva Bupa Health Insuran… NIVABUPA 3.85 ₹14,624 High
Medi Assist Healthcare MEDIASSIST 4.25 ₹3,264 High
ICICI Lombard General In… ICICIGI 6.26 ₹100,099 High
ICICI Prudential Life In… ICICIPRULI 7.86 ₹99,659 High
Canara HSBC Life Insuran… CANHLIFE 9.33 ₹14,157 High
HDFC Life Insurance HDFCLIFE 9.88 ₹166,643 High