Go Digit General Insurance Intrinsic Value
Go Digit General Insurance (GODIGIT) median intrinsic value is ₹92.72 from 9 valuation models (range ₹62–₹155), vs current price ₹309.05 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit GODIGIT stock price BSE.
GODIGIT Valuation Methods Summary — DCF, Graham Number & P/E
Go Digit General Insurance intrinsic value across 9 models vs current price ₹309.05 — upside/downside and value range per method. Also explore GODIGIT stock price history to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹92.72 | ₹74.18 - ₹111.26 | -70.0% | EPS: ₹4.65, Sector P/E: 12x |
| Book Value Method | asset | ₹61.81 | ₹55.63 - ₹67.99 | -80.0% | Book Value/Share: ₹50.41, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹92.72 | ₹83.45 - ₹101.99 | -70.0% | Revenue/Share: ₹104.82, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹123.62 | ₹111.26 - ₹135.98 | -60.0% | EBITDA: ₹479.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹135.60 | ₹108.48 - ₹162.72 | -56.1% | CF Growth: 0.6%, Discount: 15% |
| PEG Ratio Method | growth | ₹92.72 | ₹83.45 - ₹101.99 | -70.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹92.72 | ₹83.45 - ₹101.99 | -70.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹154.53 | ₹139.08 - ₹169.98 | -50.0% | ROE: 9.1%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹92.72 | ₹83.45 - ₹101.99 | -70.0% | EPS: ₹4.65, BVPS: ₹50.41 |
GODIGIT Intrinsic Value vs Market Price — All Valuation Models
Go Digit General Insurance fair value range ₹62–₹155 vs current market price ₹309.05 across 9 valuation models. Read GODIGIT dividend payout details for the complete payout history and dividend yield track record.
GODIGIT Intrinsic Value Analysis — Undervalued or Overvalued?
Go Digit General Insurance median intrinsic value ₹92.72, current price ₹309.05 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of GODIGIT?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Go Digit General Insurance (GODIGIT) is ₹92.72 (median value). With the current market price of ₹309.05, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹61.81 to ₹154.53, indicating ₹61.81 - ₹154.53.
Is GODIGIT undervalued or overvalued?
Based on our multi-method analysis, Go Digit General Insurance (GODIGIT) appears to be trading above calculated value by approximately 70.0%.
GODIGIT Financial Health — Key Ratios vs Industry Benchmarks
Go Digit General Insurance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 5.61 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 9.1% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 3.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.39x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GODIGIT Cash Flow Quality — Operating & Free Cash Flow
Go Digit General Insurance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1,604 Cr | ₹186 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹1,721 Cr | ₹728 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹2,250 Cr | ₹993 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹2,479 Cr | ₹736 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹1,563 Cr | ₹745 Cr | Positive Free Cash Flow | 7/10 |