Go Digit General Insurance Intrinsic Value
Go Digit General Insurance (GODIGIT) median intrinsic value is ₹84.80 from 9 valuation models (range ₹52–₹203), vs current price ₹258.80 — -67.2% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Go Digit General Insurance share price today.
GODIGIT Valuation Methods Summary — DCF, Graham Number & P/E
Go Digit General Insurance intrinsic value across 9 models vs current price ₹258.80 — upside/downside and value range per method. Compare with Go Digit General Insurance value estimation to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹77.64 | ₹62.11 - ₹93.17 | -70.0% | EPS: ₹5.30, Sector P/E: 12x |
| Book Value Method | asset | ₹51.76 | ₹46.58 - ₹56.94 | -80.0% | Book Value/Share: ₹50.41, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹92.27 | ₹83.04 - ₹101.50 | -64.3% | Revenue/Share: ₹115.34, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹103.52 | ₹93.17 - ₹113.87 | -60.0% | EBITDA: ₹586.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹203.34 | ₹162.67 - ₹244.01 | -21.4% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹84.80 | ₹76.32 - ₹93.28 | -67.2% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹77.64 | ₹69.88 - ₹85.40 | -70.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹129.40 | ₹116.46 - ₹142.34 | -50.0% | ROE: 10.6%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹77.64 | ₹69.88 - ₹85.40 | -70.0% | EPS: ₹5.30, BVPS: ₹50.41 |
GODIGIT Intrinsic Value vs Market Price — All Valuation Models
Go Digit General Insurance fair value range ₹52–₹203 vs current market price ₹258.80 across 9 valuation models. Read GODIGIT dividend payout details for the complete payout history and dividend yield track record.
GODIGIT Intrinsic Value Analysis — Undervalued or Overvalued?
Go Digit General Insurance median intrinsic value ₹84.80, current price ₹258.80 — Trading Above Calculated Value by 67.2%, margin of safety -100.0%.
What is the intrinsic value of GODIGIT?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Go Digit General Insurance (GODIGIT) is ₹84.80 (median value). With the current market price of ₹258.80, this represents a -67.2% variance from our estimated fair value.
The valuation range spans from ₹51.76 to ₹203.34, indicating ₹51.76 - ₹203.34.
Is GODIGIT undervalued or overvalued?
Based on our multi-method analysis, Go Digit General Insurance (GODIGIT) appears to be trading above calculated value by approximately 67.2%.
GODIGIT Financial Health — Key Ratios vs Industry Benchmarks
Go Digit General Insurance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 5.61 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 10.6% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | -18.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 2.12x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
GODIGIT Cash Flow Quality — Operating & Free Cash Flow
Go Digit General Insurance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹2,026 Cr | ₹1,017 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹1,604 Cr | ₹186 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹1,721 Cr | ₹728 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹2,250 Cr | ₹993 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹2,479 Cr | ₹736 Cr | Positive Free Cash Flow | 7/10 |