Go Digit General Insurance Intrinsic Value

Go Digit General Insurance (GODIGIT) median intrinsic value is ₹84.80 from 9 valuation models (range ₹54–₹203), vs current price ₹272.25 — -68.9% downside (Trading Above Calculated Value), margin of safety -100.0%. Read GODIGIT dividend payout details for the complete payout history and dividend yield track record.

Current Stock Price
₹272.25
Primary Intrinsic Value
₹81.67
Market Cap
₹251.8K Cr
-68.9% Downside
Median Value
₹84.80
Value Range
₹54 - ₹203
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

GODIGIT Valuation Methods Summary — DCF, Graham Number & P/E

Go Digit General Insurance intrinsic value across 9 models vs current price ₹272.25 — upside/downside and value range per method. For current market price and key ratios, visit Go Digit General Insurance share price today.

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹81.67 ₹65.34 - ₹98.00 -70.0% EPS: ₹5.30, Sector P/E: 12x
Book Value Method asset ₹54.45 ₹49.01 - ₹59.90 -80.0% Book Value/Share: ₹50.41, P/B: 1.0x
Revenue Multiple Method revenue ₹92.27 ₹83.04 - ₹101.50 -66.1% Revenue/Share: ₹115.34, P/S: 0.8x
EBITDA Multiple Method earnings ₹108.90 ₹98.01 - ₹119.79 -60.0% EBITDA: ₹586.00Cr, EV/EBITDA: 6x
Simple DCF (5Y) dcf ₹203.34 ₹162.67 - ₹244.01 -25.3% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹84.80 ₹76.32 - ₹93.28 -68.9% EPS Growth: 20.0%, Fair P/E: 16.0x
Growth Adjusted P/E growth ₹81.67 ₹73.50 - ₹89.84 -70.0% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹136.12 ₹122.51 - ₹149.73 -50.0% ROE: 10.6%, P/E Multiple: 12x
Graham Defensive Method conservative ₹81.67 ₹73.50 - ₹89.84 -70.0% EPS: ₹5.30, BVPS: ₹50.41
Method Types: Earnings Asset DCF Growth Dividend Conservative

GODIGIT Intrinsic Value vs Market Price — All Valuation Models

Go Digit General Insurance fair value range ₹54–₹203 vs current market price ₹272.25 across 9 valuation models. Analyse GODIGIT promoter holding to track promoter, FII and institutional holdings.

GODIGIT Intrinsic Value Analysis — Undervalued or Overvalued?

Go Digit General Insurance median intrinsic value ₹84.80, current price ₹272.25 — Trading Above Calculated Value by 68.9%, margin of safety -100.0%.

What is the intrinsic value of GODIGIT?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Go Digit General Insurance (GODIGIT) is ₹84.80 (median value). With the current market price of ₹272.25, this represents a -68.9% variance from our estimated fair value.

The valuation range spans from ₹54.45 to ₹203.34, indicating ₹54.45 - ₹203.34.

Is GODIGIT undervalued or overvalued?

Based on our multi-method analysis, Go Digit General Insurance (GODIGIT) appears to be trading above calculated value by approximately 68.9%.

GODIGIT Financial Health — Key Ratios vs Industry Benchmarks

Go Digit General Insurance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 5.61 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Return on Equity 10.6% Industry Standard: 15%+ Above 10% Measures shareholder return efficiency
Operating Margin -18.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 2.12x Industry Standard: 1.0x+ Above 1.0x Measures asset utilization efficiency

GODIGIT Cash Flow Quality — Operating & Free Cash Flow

Go Digit General Insurance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2026 ₹2,026 Cr ₹1,017 Cr Positive Free Cash Flow 8/10
March 2025 ₹1,604 Cr ₹186 Cr Positive Free Cash Flow 7/10
March 2024 ₹1,721 Cr ₹728 Cr Positive Free Cash Flow 7/10
March 2023 ₹2,250 Cr ₹993 Cr Positive Free Cash Flow 7/10
March 2022 ₹2,479 Cr ₹736 Cr Positive Free Cash Flow 7/10