Go Digit General Insurance Intrinsic Value
Go Digit General Insurance (GODIGIT) median intrinsic value is ₹93.79 from 8 valuation models (range ₹63–₹156), vs current price ₹312.65 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Go Digit General Insurance share price today.
GODIGIT Valuation Methods Summary — DCF, Graham Number & P/E
Go Digit General Insurance intrinsic value across 8 models vs current price ₹312.65 — upside/downside and value range per method. Also explore GODIGIT stock price history to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹93.79 | ₹75.03 - ₹112.55 | -70.0% | EPS: ₹5.89, Sector P/E: 12x |
| Book Value Method | asset | ₹62.53 | ₹56.28 - ₹68.78 | -80.0% | Book Value/Share: ₹50.41, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹93.79 | ₹84.41 - ₹103.17 | -70.0% | Revenue/Share: ₹90.96, P/S: 0.8x |
| Simple DCF (5Y) | dcf | ₹135.60 | ₹108.48 - ₹162.72 | -56.6% | CF Growth: 0.6%, Discount: 15% |
| PEG Ratio Method | growth | ₹94.24 | ₹84.82 - ₹103.66 | -69.9% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹93.79 | ₹84.41 - ₹103.17 | -70.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹156.32 | ₹140.69 - ₹171.95 | -50.0% | ROE: 11.7%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹93.79 | ₹84.41 - ₹103.17 | -70.0% | EPS: ₹5.89, BVPS: ₹50.41 |
GODIGIT Intrinsic Value vs Market Price — All Valuation Models
Go Digit General Insurance fair value range ₹63–₹156 vs current market price ₹312.65 across 8 valuation models. Browse GODIGIT annual financials for revenue, profit, balance sheet and cash flow data.
GODIGIT Intrinsic Value Analysis — Undervalued or Overvalued?
Go Digit General Insurance median intrinsic value ₹93.79, current price ₹312.65 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of GODIGIT?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Go Digit General Insurance (GODIGIT) is ₹93.79 (median value). With the current market price of ₹312.65, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹62.53 to ₹156.32, indicating ₹62.53 - ₹156.32.
Is GODIGIT undervalued or overvalued?
Based on our multi-method analysis, Go Digit General Insurance (GODIGIT) appears to be trading above calculated value by approximately 70.0%.
GODIGIT Financial Health — Key Ratios vs Industry Benchmarks
Go Digit General Insurance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 5.61 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 11.7% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | -17.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.34x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GODIGIT Cash Flow Quality — Operating & Free Cash Flow
Go Digit General Insurance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1,604 Cr | ₹186 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹1,721 Cr | ₹728 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹2,250 Cr | ₹993 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹2,479 Cr | ₹736 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹1,563 Cr | ₹745 Cr | Positive Free Cash Flow | 7/10 |