GIC of India P/B Ratio
GICRE • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.96
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.96
Current Price
₹369.85
Book Value/Share
₹701.25
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹61,500 Cr
Share Capital
₹877 Cr
Reserves & Surplus
₹47,782 Cr
Outstanding Shares
877,000,000
Book Value per Share
₹701.25
Valuation Signal
Signal
Undervalued
Historical Avg
0.57
Historical Range
0.44 - 0.71
Percentile
100.0%
Sector Context
Sector Average
6.34
Sector Median
6.26
Sector Rank
#2 of 11
Sector Percentile
18.2%
Key P/B Ratio Insights for GIC of India
- Stock appears undervalued with PB of 0.96, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 67.7% above historical average
- Trading at discount to sector average PB of 6.34
View the current stock price of GIC of India for more insights.
P/B Ratio Historical Trend for GIC of India
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for GIC of India
Additional stock information and data for GICRE
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.54 | ₹701.25 | ₹380.80 | ₹61,500 | Low |
| 2024 | 0.71 | ₹630.07 | ₹444.25 | ₹55,257 | Low |
| 2023 | 0.6 | ₹515.22 | ₹308.05 | ₹45,185 | Low |
| 2022 | 0.44 | ₹410.58 | ₹178.75 | ₹36,008 | Low |
Sector P/B Ratio Comparison
Comparing GIC of India with other companies in Insurance sector
Sector Average
6.34
Sector Median
6.26
Lowest P/B
0.88
Highest P/B
11.48
Companies
11
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.88 | ₹25,209 | Low |
| Star Health Insurance | STARHEALTH | 3.57 | ₹26,157 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 3.63 | ₹14,101 | High |
| LIC of India | LICI | 3.77 | ₹537,656 | High |
| Medi Assist Healthcare | MEDIASSIST | 4.25 | ₹3,264 | High |
| ICICI Lombard General In… | ICICIGI | 6.26 | ₹100,099 | High |
| Go Digit General Insuran… | GODIGIT | 6.85 | ₹31,291 | High |
| ICICI Prudential Life In… | ICICIPRULI | 7.86 | ₹99,659 | High |
| HDFC Life Insurance | HDFCLIFE | 9.88 | ₹166,643 | High |
| Max Financial Services | MFSL | 11.27 | ₹59,753 | High |