GIC of India Intrinsic Value
GIC of India (GICRE) median intrinsic value is ₹475.94 from 10 valuation models (range ₹140–₹1022), vs current price ₹351.00 — +35.6% upside (Trading Below Calculated Value), margin of safety 26.3%. Check GICRE market value to track the company's total market size over time.
GICRE Valuation Methods Summary — DCF, Graham Number & P/E
GIC of India intrinsic value across 10 models vs current price ₹351.00 — upside/downside and value range per method. For current market price and key ratios, visit GICRE share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹693.12 | ₹554.50 - ₹831.74 | +97.5% | EPS: ₹57.76, Sector P/E: 12x |
| Book Value Method | asset | ₹803.66 | ₹723.29 - ₹884.03 | +129.0% | Book Value/Share: ₹803.66, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹385.28 | ₹346.75 - ₹423.81 | +9.8% | Revenue/Share: ₹481.60, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹140.40 | ₹126.36 - ₹154.44 | -60.0% | EBITDA: ₹12.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹140.40 | ₹112.32 - ₹168.48 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹369.66 | ₹332.69 - ₹406.63 | +5.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹475.94 | ₹428.35 - ₹523.53 | +35.6% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹702.00 | ₹631.80 - ₹772.20 | +100.0% | ROE: 14.4%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹1021.98 | ₹919.78 - ₹1124.18 | +191.2% | EPS: ₹57.76, BVPS: ₹803.66 |
| Dividend Yield Method | dividend | ₹378.57 | ₹340.71 - ₹416.43 | +7.9% | DPS: ₹13.25, Target Yield: 3.5% |
GICRE Intrinsic Value vs Market Price — All Valuation Models
GIC of India fair value range ₹140–₹1022 vs current market price ₹351.00 across 10 valuation models. See GICRE P/B ratio history to compare market price against book value per share.
GICRE Intrinsic Value Analysis — Undervalued or Overvalued?
GIC of India median intrinsic value ₹475.94, current price ₹351.00 — Trading Below Calculated Value by 35.6%, margin of safety 26.3%.
What is the intrinsic value of GICRE?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of GIC of India (GICRE) is ₹475.94 (median value). With the current market price of ₹351.00, this represents a +35.6% variance from our estimated fair value.
The valuation range spans from ₹140.40 to ₹1021.98, indicating ₹140.40 - ₹1021.98.
Is GICRE undervalued or overvalued?
Based on our multi-method analysis, GIC of India (GICRE) appears to be trading below calculated value by approximately 35.6%.
GICRE Financial Health — Key Ratios vs Industry Benchmarks
GIC of India financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 2.59 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 14.4% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | -6.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.46x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GICRE Cash Flow Quality — Operating & Free Cash Flow
GIC of India operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹466 Cr | ₹466 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹1,976 Cr | ₹1,839 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-212 Cr | ₹-212 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹11,722 Cr | ₹7,184 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹9,051 Cr | ₹5,957 Cr | Positive Free Cash Flow | 8/10 |