GIC of India Fair Value

Average Fair Value
₹744.15
Current Market Price: ₹381.25
+95.19% Price Difference

GIC of India (GICRE) average fair value is ₹744.15 across 8 valuation models — P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number, Discounted Cash Flow (DCF), vs a current market price of ₹381.25 (+95.19%), fair value range ₹14.04–₹2535.03. For live price and a broader fundamental view, visit GICRE screener.

Fair Value Analysis Export

GICRE Fair Value vs Current Price — Valuation Summary

GICRE average fair value, fair value range, price gap and valuation status across 8 models: P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number, Discounted Cash Flow (DCF). See GIC of India P/B ratio trends to compare market price against book value per share.

Average Fair Value
₹744.15
Current Market Price
₹381.25
Price Difference
₹362.9
Percentage Difference
+95.19%
Fair Value Range
₹14.04 - ₹2535.03
Methods Used
8
Analysis based on 8 valuation methods: P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number, Discounted Cash Flow (DCF)

P/E Based Valuation

Current EPS ₹16.38
Sector Avg P/E 98.54
Historical Avg P/E N/A
Average Fair Value
₹729.13

P/B Based Valuation

Book Value/Share ₹701.25
Sector Avg P/B 5.73
Historical Avg P/B N/A
Average Fair Value
₹2535.03

Price-to-Sales Valuation

Revenue/Share ₹52.35
Sector Avg P/S 3.0
Fair Value
₹157.05

Asset-Based Valuation

Book Value/Share ₹701.25
Liquidation Value/Share ₹708.8
Fair Value
₹701.25

Earnings Growth Model (PEG)

Current EPS ₹16.38
Growth Rate 16.34%
Fair P/E Ratio 16.34
Fair Value
₹267.68

Peter Lynch Fair Value

Current EPS ₹54.879999999999995
Growth Rate 16.34%
Dividend Yield 2.62%
Lynch Factor 18.96
Fair P/E Ratio 18.96
Data Source Quarterly Data (6 years)
Fair Value (Lynch Factor Adjusted)
₹1040.64

Benjamin Graham Number

Current EPS ₹16.38
Book Value/Share ₹701.25
Graham Multiplier 22.5
Current P/E 6.96
Graham Criteria 2/3
Graham Number
₹508.38
Criteria Met: P/E ≤ 15, P/B ≤ 1.5

Discounted Cash Flow (DCF)

Current FCF ₹1976.0 Cr
FCF Growth Rate -47.02%
Discount Rate 10.0%
Terminal Growth 3.0%
Enterprise Value ₹2542.63 Cr
DCF Fair Value
₹14.04

GICRE Fair Value Analysis — Data Sources & Coverage

GIC of India financial data sources, valuation methods applied and sector benchmarks used — 2025 financial year. Examine GICRE quarterly performance for recent quarterly revenue, profit and EPS trends.

Methods Used
8
Data Year
2025
Sector
Insurance

Available Data Sources: Financial statements, dividend history, balance sheet data , sector comparisons.

Data Currency: Financial data is from the previous year (2025).

GICRE vs Insurance Sector Peers — P/E, P/B & Market Cap

GIC of India P/E ratio, P/B ratio and market capitalisation vs Insurance sector peers — relative valuation comparison.

Company Symbol P/E Ratio P/B Ratio Market Cap (₹ Cr)
Go Digit General Insuran… GODIGIT 51.99 6.07 ₹28,262
Canara HSBC Life Insuran… CANHLIFE 105.3 8.29 ₹13,305
Niva Bupa Health Insuran… NIVABUPA 119.65 4.15 ₹15,533
ICICI Prudential Life In… ICICIPRULI 46.9 5.62 ₹75,469
HDFC Life Insurance HDFCLIFE 69.59 7.53 ₹133,524

Important Disclaimer

This fair value analysis is for informational and educational purposes only. The calculations are based on publicly available financial data and various valuation methodologies.

This analysis does not constitute investment advice, recommendations, or suggestions to buy, sell, or hold any securities. Past performance and financial data do not guarantee future results.

Please conduct your own research and consult with qualified financial advisors before making any investment decisions. Market conditions, company fundamentals, and other factors can significantly impact actual stock performance.