The New India Assurance Company P/B Ratio
NIACL • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.7
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.7
Current Price
₹129.94
Book Value/Share
₹352.45
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹29,042 Cr
Share Capital
₹824 Cr
Reserves & Surplus
₹21,932 Cr
Outstanding Shares
824,000,000
Book Value per Share
₹352.45
Valuation Signal
Signal
Undervalued
Historical Avg
0.51
Historical Range
0.4 - 0.67
Percentile
100.0%
Sector Context
Sector Average
5.53
Sector Median
5.55
Sector Rank
#1 of 12
Sector Percentile
8.3%
Key P/B Ratio Insights for The New India Assurance Company
- Stock appears undervalued with PB of 0.7, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 37.3% above historical average
- Trading at discount to sector average PB of 5.53
P/B Ratio Historical Trend for The New India Assurance Company
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for The New India Assurance Company
Additional stock information and data for NIACL
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.44 | ₹352.45 | ₹155.82 | ₹29,042 | Low |
| 2024 | 0.59 | ₹344.0 | ₹202.52 | ₹28,346 | Low |
| 2023 | 0.67 | ₹314.58 | ₹210.35 | ₹25,921 | Low |
| 2022 | 0.4 | ₹313.85 | ₹125.75 | ₹25,861 | Low |
| 2021 | 0.45 | ₹310.73 | ₹140.25 | ₹25,604 | Low |
Sector P/B Ratio Comparison
Comparing The New India Assurance Company with other companies in Insurance sector
Sector Average
5.53
Sector Median
5.55
Lowest P/B
0.94
Highest P/B
9.54
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.94 | ₹66,413 | Low |
| Medi Assist Healthcare | MEDIASSIST | 3.05 | ₹2,399 | High |
| LIC of India | LICI | 3.32 | ₹464,792 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 3.51 | ₹13,411 | High |
| Star Health Insurance | STARHEALTH | 3.7 | ₹26,855 | High |
| ICICI Lombard General In… | ICICIGI | 5.12 | ₹84,178 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.55 | ₹72,955 | High |
| Go Digit General Insuran… | GODIGIT | 6.38 | ₹29,658 | High |
| HDFC Life Insurance | HDFCLIFE | 7.03 | ₹122,143 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.73 | ₹13,745 | High |