Suryoday Small Finance Bank P/B Ratio
SURYODAY • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.67
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.67
Current Price
₹125.14
Book Value/Share
₹181.79
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹1,927 Cr
Share Capital
₹106 Cr
Reserves & Surplus
₹1,821 Cr
Outstanding Shares
106,000,000
Book Value per Share
₹181.79
Valuation Signal
Signal
Undervalued
Historical Avg
0.89
Historical Range
0.77 - 1.05
Percentile
0.0%
Sector Context
Sector Average
1.56
Sector Median
1.31
Sector Rank
#2 of 40
Sector Percentile
5.0%
Key P/B Ratio Insights for Suryoday Small Finance Bank
- Stock appears undervalued with PB of 0.67, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 24.7% below historical average
- Trading at discount to sector average PB of 1.56
View the current stock price of Suryoday Small Finance Bank for more insights.
P/B Ratio Historical Trend for Suryoday Small Finance Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Suryoday Small Finance Bank
Additional stock information and data for SURYODAY
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.77 | ₹181.79 | ₹140.85 | ₹1,927 | Low |
| 2024 | 0.8 | ₹170.28 | ₹135.49 | ₹1,805 | Low |
| 2023 | 1.05 | ₹149.53 | ₹156.60 | ₹1,585 | Moderate |
| 2022 | 0.86 | ₹141.98 | ₹121.80 | ₹1,505 | Low |
| 2021 | 0.97 | ₹150.66 | ₹145.65 | ₹1,597 | Low |
Sector P/B Ratio Comparison
Comparing Suryoday Small Finance Bank with other companies in Banks sector
Sector Average
1.56
Sector Median
1.31
Lowest P/B
0.64
Highest P/B
4.01
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.64 | ₹7,672 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.74 | ₹942 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.8 | ₹1,392 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.8 | ₹2,461 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.85 | ₹1,190 | Low |
| Jana Small Finance Bank | JSFB | 0.91 | ₹3,903 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.94 | ₹13,367 | Low |
| South Indian Bank | SOUTHBANK | 0.99 | ₹10,769 | Low |
| Bank of Baroda | BANKBARODA | 1.02 | ₹166,492 | Moderate |
| Bank of India | BANKINDIA | 1.03 | ₹80,150 | Moderate |