Home›Stock Screener›Jana Small Finance Bank›P/B Ratio

Jana Small Finance Bank P/B Ratio

Current P/B Ratio
1.14
Moderate Valuation
Moderate - Reasonably valued relative to book value

Jana Small Finance Bank (JSFB) P/B ratio is 1.14 (Moderate), book value per share ₹392.19 vs Banks average P/B of 1.38 — Moderate - Reasonably valued relative to book value. View JSFB annual price range for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 1.14
Current Price ₹488.25
Book Value/Share ₹392.19
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹4,118 Cr
Share Capital ₹105 Cr
Reserves & Surplus ₹4,013 Cr
Outstanding Shares 105,000,000
Book Value per Share ₹392.19

Valuation Signal

Signal Fairly Valued
Historical Avg 1.12
Historical Range 1.08 - 1.16
Percentile 50.0%

Sector Context

Sector Average 1.38
Sector Median 1.27
Sector Rank #11 of 40
Sector Percentile 27.5%

JSFB P/B Ratio — Valuation Insights & Book Value Analysis

Jana Small Finance Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.14 (Moderate). Compare with JSFB fair price to assess whether the stock is under or overvalued.

  • Trading at discount to sector average PB of 1.38

Jana Small Finance Bank P/B Ratio Historical Trend

JSFB annual price-to-book ratio — 2 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Jana Small Finance Bank share price chart.

JSFB Historical P/B Ratio — Book Value Per Share & Year-End Price

Jana Small Finance Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.08 ₹392.19 ₹425.30 ₹4,118 Moderate
2024 1.16 ₹340.67 ₹394.95 ₹3,577 Moderate

JSFB vs Banks Peers — P/B Ratio Comparison

Jana Small Finance Bank P/B 1.14 vs Banks average 1.38, median 1.27 — range 0.78–3.79.

Sector Average
1.38
Sector Median
1.27
Lowest P/B
0.78
Highest P/B
3.79
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.78 ₹66,474 Low
Karnataka Bank KTKBANK 0.79 ₹9,993 Low
Central Bank of India CENTRALBK 0.81 ₹28,304 Low
Suryoday Small Finance B… SURYODAY 0.83 ₹1,717 Low
Punjab National Bank PNB 0.83 ₹122,124 Low
Bank of Baroda BANKBARODA 0.83 ₹140,790 Low
ESAF Small Finance Bank ESAFSFB 0.84 ₹1,494 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,281 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.88 ₹2,402 Low
DCB Bank DCBBANK 0.93 ₹5,875 Low