Bank of India P/B Ratio
Bank of India (BANKINDIA) P/B ratio is 0.78 (Low), book value per share ₹177.66 vs Banks average P/B of 1.39 — Low - Trading below book value, may indicate undervaluation. View BANKINDIA annual price range for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
BANKINDIA P/B Ratio — Valuation Insights & Book Value Analysis
Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.78 (Low). Compare with BANKINDIA fair price to assess whether the stock is under or overvalued.
- Stock appears undervalued with PB of 0.78, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 25.0% above historical average
- Trading at discount to sector average PB of 1.39
Bank of India P/B Ratio Historical Trend
BANKINDIA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Bank of India share price chart.
BANKINDIA Historical P/B Ratio — Book Value Per Share & Year-End Price
Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.81 | ₹177.66 | ₹143.85 | ₹80,887 | Low |
| 2024 | 0.63 | ₹155.37 | ₹98.33 | ₹70,742 | Low |
| 2023 | 0.74 | ₹147.64 | ₹108.66 | ₹60,590 | Low |
| 2022 | 0.62 | ₹138.04 | ₹85.16 | ₹56,651 | Low |
| 2021 | 0.32 | ₹152.96 | ₹49.60 | ₹50,140 | Low |
BANKINDIA vs Banks Peers — P/B Ratio Comparison
Bank of India P/B 0.78 vs Banks average 1.39, median 1.27 — range 0.79–3.79.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.79 | ₹9,993 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.83 | ₹1,717 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| South Indian Bank | SOUTHBANK | 0.93 | ₹10,732 | Low |
| DCB Bank | DCBBANK | 0.93 | ₹5,875 | Low |