Bank of India P/B Ratio

Current P/B Ratio
0.8
Low Valuation
Low - Trading below book value, may indicate undervaluation

Bank of India (BANKINDIA) P/B ratio is 0.8 (Low), book value per share ₹197.97 vs Banks average P/B of 1.49 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see Bank of India share price chart.

Current Valuation Metrics

P/B Ratio 0.8
Current Price ₹142.62
Book Value/Share ₹197.97
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹90,137 Cr
Share Capital ₹4,553 Cr
Reserves & Surplus ₹85,405 Cr
Outstanding Shares 4,553,000,000
Book Value per Share ₹197.97

Valuation Signal

Signal Undervalued
Historical Avg 0.7
Historical Range 0.62 - 0.81
Percentile 80.0%

Sector Context

Sector Average 1.49
Sector Median 1.34
Sector Rank #3 of 40
Sector Percentile 7.5%

BANKINDIA P/B Ratio — Valuation Insights & Book Value Analysis

Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.8 (Low). Review Bank of India price earnings to evaluate earnings-based valuation against sector peers.

  • Stock appears undervalued with PB of 0.8, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at discount to sector average PB of 1.49

Bank of India P/B Ratio Historical Trend

BANKINDIA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View BANKINDIA annual price range for the annual high/low range and current price position.

BANKINDIA Historical P/B Ratio — Book Value Per Share & Year-End Price

Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.72 ₹197.97 ₹142.62 ₹90,137 Low
2025 0.81 ₹177.66 ₹143.85 ₹80,887 Low
2024 0.63 ₹155.37 ₹98.33 ₹70,742 Low
2023 0.74 ₹147.64 ₹108.66 ₹60,590 Low
2022 0.62 ₹138.04 ₹85.16 ₹56,651 Low

BANKINDIA vs Banks Peers — P/B Ratio Comparison

Bank of India P/B 0.8 vs Banks average 1.49, median 1.34 — range 0.77–3.77.

Sector Average
1.49
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.77 ₹131,792 Low
Central Bank of India CENTRALBK 0.78 ₹28,964 Low
Karnataka Bank KTKBANK 0.81 ₹10,410 Low
Punjab National Bank PNB 0.87 ₹128,445 Low
Suryoday Small Finance B… SURYODAY 0.94 ₹2,024 Low
Capital Small Finance Ba… CAPITALSFB 0.95 ₹1,365 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.96 ₹2,653 Low
Union Bank of India UNIONBANK 0.97 ₹134,298 Low
DCB Bank DCBBANK 0.98 ₹6,115 Low
South Indian Bank SOUTHBANK 0.99 ₹12,088 Low