Bank of India P/B Ratio

Current P/B Ratio
0.78
Low Valuation
Low - Trading below book value, may indicate undervaluation

Bank of India (BANKINDIA) P/B ratio is 0.78 (Low), book value per share ₹197.97 vs Banks average P/B of 1.45 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see Bank of India share price chart.

Current Valuation Metrics

P/B Ratio 0.78
Current Price ₹140.00
Book Value/Share ₹197.97
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹90,137 Cr
Share Capital ₹4,553 Cr
Reserves & Surplus ₹85,405 Cr
Outstanding Shares 4,553,000,000
Book Value per Share ₹197.97

Valuation Signal

Signal Undervalued
Historical Avg 0.7
Historical Range 0.62 - 0.81
Percentile 80.0%

Sector Context

Sector Average 1.45
Sector Median 1.33
Sector Rank #4 of 40
Sector Percentile 10.0%

BANKINDIA P/B Ratio — Valuation Insights & Book Value Analysis

Bank of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.78 (Low). Read BANKINDIA dividend history for the complete payout history and dividend yield track record.

  • Stock appears undervalued with PB of 0.78, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at discount to sector average PB of 1.45

Bank of India P/B Ratio Historical Trend

BANKINDIA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore BANKINDIA fundamental worth to estimate fundamental worth using multiple valuation models.

BANKINDIA Historical P/B Ratio — Book Value Per Share & Year-End Price

Bank of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.71 ₹197.97 ₹140.00 ₹90,137 Low
2025 0.81 ₹177.66 ₹143.85 ₹80,887 Low
2024 0.63 ₹155.37 ₹98.33 ₹70,742 Low
2023 0.74 ₹147.64 ₹108.66 ₹60,590 Low
2022 0.62 ₹138.04 ₹85.16 ₹56,651 Low

BANKINDIA vs Banks Peers — P/B Ratio Comparison

Bank of India P/B 0.78 vs Banks average 1.45, median 1.33 — range 0.73–4.05.

Sector Average
1.45
Sector Median
1.33
Lowest P/B
0.73
Highest P/B
4.05
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.73 ₹123,146 Low
Central Bank of India CENTRALBK 0.75 ₹27,824 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,539 Low
Capital Small Finance Ba… CAPITALSFB 0.83 ₹1,225 Low
Dhanlaxmi Bank DHANBANK 0.9 ₹1,229 Low
Punjab National Bank PNB 0.92 ₹134,180 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.95 ₹2,527 Low
Canara Bank CANBK 0.96 ₹112,476 Low
Karnataka Bank KTKBANK 1.0 ₹12,305 Moderate
South Indian Bank SOUTHBANK 1.02 ₹12,088 Moderate