Suryoday Small Finance Bank Complete Financial Statements

14 Years of Data
2026 - 2013

In FY2026, Suryoday Small Finance Bank (SURYODAY) reported revenue ₹2,160 Cr, net profit ₹152 Cr and EPS ₹14.30, with a net profit margin of 7.0% and ROE of 7.9%. Full financial statements from FY2013 to FY2026 (14 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Explore Suryoday Small Finance Bank intrinsic worth to estimate fundamental worth using multiple valuation models.

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 7.04% 2026 data
Operating Margin 42.00% 2026 data
Return on Assets 0.97% 2026 data
Return on Equity 7.89% 2026 data

Balance Sheet Ratios

Current Ratio 0.14 2026 data
Equity Ratio 12.34% 2026 data
Asset Turnover 0.14 2026 data

SURYODAY Revenue, Net Profit & EBITDA — Year-on-Year Growth

SURYODAY YoY (March 2025 vs March 2026) — revenue -0.5%, net profit +32.2%, EBITDA -100.0%, expenses +12.0%. For live price, earnings ratios and company overview, see Suryoday Small Finance Bank share price today.

Revenue Growth
-0.5%
Year-over-Year
Net Profit Growth
+32.2%
Year-over-Year
EBITDA Growth
-100.0%
Year-over-Year
Expense Growth
+12.0%
Year-over-Year
Assets Growth
+26.1%
Year-over-Year
Equity Growth
+6.8%
Year-over-Year
Operating Cash Flow Growth
+41.2%
Year-over-Year
Investing Cash Flow Growth
-302.7%
Year-over-Year
Financing Cash Flow Growth
+183.2%
Year-over-Year

SURYODAY Income Statement — Revenue, EBITDA & Net Profit

Suryoday Small Finance Bank revenue ₹2,160 Cr, EBITDA ₹0 Cr, net profit ₹152 Cr, EPS ₹14.30 (2026) — net profit margin 7.0%. Review SURYODAY price earnings ratio to evaluate earnings-based valuation against sector peers.

Periods ₹ Crores
Particulars March 2026 March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016
Revenue 2,160 2,171 1,808 1,281 1,035 853 854 597 325 255 200
Expenses 1,259 1,124 843 700 786 460 414 259 181 114 62
EBITDA 0 199 339 144 -108 27 164 148 20 26 43
Operating Profit Margin % 42.00% 42.00% 47.00% 41.00% 17.00% 41.00% 46.00% 51.00% 37.00% 53.00% 69.00%
Depreciation 0 56 51 43 19 15 10 6 5 2 1
Interest 1,062 848 627 437 357 366 276 190 123 115 95
Profit Before Tax 200 144 288 101 -127 12 154 143 16 24 42
Tax 48 29 72 23 -34 0 43 52 6 9 14
Net Profit 152 115 216 78 -93 12 111 90 10 15 27
Earnings Per Share (₹) 14.30 10.82 20.34 7.32 -8.76 1.32 13.41 13.35 1.55 3.01 7.59

SURYODAY Balance Sheet — Assets, Liabilities & Shareholders' Equity

SURYODAY total assets ₹15,614 Cr, total equity ₹1,927 Cr, total liabilities ₹ Cr (2025) — ROE 7.9%.

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
ASSETS
Total Assets 15,614 12,378 9,861 8,180 6,712 5,365 3,761 2,164 1,604 1,193
Current Assets 2,145 1,481 1,014 1,150 751 943 374 251 175 203
Fixed Assets 156 152 163 66 35 31 18 13 6 2
Capital Work in Progress 135 17 1 49 8 8 1 1 2 0
Investments 3,138 2,599 2,570 2,058 1,874 808 664 311 594 0
Other Assets 12,187 9,610 7,127 6,007 4,795 4,518 3,078 1,839 1,003 1,190
LIABILITIES
Total Liabilities
Current Liabilities 15,217 12,025 9,517 7,910 6,519 5,180 3,598 2,007 1,544 1,154
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 1,927 1,805 1,585 1,505 1,597 1,066 880 540 501 198
Share Capital 106 106 106 106 106 87 82 68 64 38
Reserves & Surplus 1,821 1,699 1,479 1,399 1,491 980 799 472 437 159

SURYODAY Cash Flow Statement — Operating, Investing & Financing

Suryoday Small Finance Bank operating cash flow ₹1,320 Cr, investing ₹-1,059 Cr, financing ₹268 Cr, net cash flow ₹529 Cr (2025).

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015 March 2014 March 2013
Operating Activities 1,320 935 -98 -347 -876 526 -545 458 -231 -350 -145 -71 -7
Investing Activities -1,059 -263 -266 -158 -280 -167 -14 -84 -120 -2 3 4 0
Financing Activities 268 -322 214 885 915 210 655 -285 350 399 214 79 33
Net Cash Flow 529 350 -150 381 -241 569 97 88 -1 47 72 11 27