Punjab National Bank P/B Ratio
PNB • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.06
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.06
Current Price
₹125.47
Book Value/Share
₹581.84
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹133,766 Cr
Share Capital
₹2,299 Cr
Reserves & Surplus
₹130,839 Cr
Outstanding Shares
2,299,000,000
Book Value per Share
₹581.84
Valuation Signal
Signal
Fairly Valued
Historical Avg
0.16
Historical Range
0.08 - 0.21
Percentile
100.0%
Sector Context
Sector Average
1.53
Sector Median
1.33
Sector Rank
#11 of 40
Sector Percentile
27.5%
Key P/B Ratio Insights for Punjab National Bank
- Current PB is 554.3% above historical average
- Trading at discount to sector average PB of 1.53
View the current stock price of Punjab National Bank for more insights.
P/B Ratio Historical Trend for Punjab National Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Punjab National Bank
Additional stock information and data for PNB
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.21 | ₹581.84 | ₹123.58 | ₹133,766 | Low |
| 2024 | 0.2 | ₹503.85 | ₹99.89 | ₹110,948 | Low |
| 2023 | 0.2 | ₹469.3 | ₹93.05 | ₹103,340 | Low |
| 2022 | 0.12 | ₹445.3 | ₹54.86 | ₹98,055 | Low |
| 2021 | 0.08 | ₹443.8 | ₹36.25 | ₹93,021 | Low |
Sector P/B Ratio Comparison
Comparing Punjab National Bank with other companies in Banks sector
Sector Average
1.53
Sector Median
1.33
Lowest P/B
0.63
Highest P/B
4.09
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.63 | ₹7,619 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,528 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.79 | ₹10,930 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.79 | ₹1,394 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.83 | ₹2,710 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.83 | ₹1,040 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.85 | ₹1,182 | Low |
| Tamilnad Mercantile Bank | TMB | 0.86 | ₹8,209 | Low |
| Bank of India | BANKINDIA | 0.87 | ₹66,920 | Low |
| South Indian Bank | SOUTHBANK | 0.92 | ₹9,855 | Low |