Punjab National Bank Fair Value

Average Fair Value
₹361.52
Current Market Price: ₹106.26
+240.22% Price Difference

Punjab National Bank (PNB) average fair value is ₹361.52 across 8 valuation models — P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number, Discounted Cash Flow (DCF), vs a current market price of ₹106.26 (+240.22%), fair value range ₹81.51–₹837.86. See PNB book value to compare market price against book value per share.

Fair Value Analysis Export

PNB Fair Value vs Current Price — Valuation Summary

PNB average fair value, fair value range, price gap and valuation status across 8 models: P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number, Discounted Cash Flow (DCF). For live price and a broader fundamental view, visit PNB stock price BSE.

Average Fair Value
₹361.52
Current Market Price
₹106.26
Price Difference
₹255.26
Percentage Difference
+240.22%
Fair Value Range
₹81.51 - ₹837.86
Methods Used
8
Analysis based on 8 valuation methods: P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number, Discounted Cash Flow (DCF)

P/E Based Valuation

Current EPS ₹4.83
Sector Avg P/E 15.63
Historical Avg P/E N/A
Average Fair Value
₹81.51

P/B Based Valuation

Book Value/Share ₹581.84
Sector Avg P/B 1.38
Historical Avg P/B N/A
Average Fair Value
₹837.86

Price-to-Sales Valuation

Revenue/Share ₹33.41
Sector Avg P/S 3.0
Fair Value
₹100.23

Asset-Based Valuation

Book Value/Share ₹581.84
Liquidation Value/Share ₹5655.85
Fair Value
₹581.84

Earnings Growth Model (PEG)

Current EPS ₹4.83
Growth Rate 41.13%
Fair P/E Ratio 41.13
Fair Value
₹198.64

Peter Lynch Fair Value

Current EPS ₹15.47
Growth Rate 41.13%
Dividend Yield 2.87%
Lynch Factor 44.0
Fair P/E Ratio 44.0
Data Source Quarterly Data (6 years)
Fair Value (Lynch Factor Adjusted)
₹680.62

Benjamin Graham Number

Current EPS ₹4.83
Book Value/Share ₹581.84
Graham Multiplier 22.5
Current P/E 6.51
Graham Criteria 2/3
Graham Number
₹251.46
Criteria Met: P/E ≤ 15, P/B ≤ 1.5

Discounted Cash Flow (DCF)

Current FCF ₹22075.0 Cr
FCF Growth Rate -10.65%
Discount Rate 10.0%
Terminal Growth 3.0%
Enterprise Value ₹176571.89 Cr
DCF Fair Value
₹159.97

PNB Fair Value Analysis — Data Sources & Coverage

Punjab National Bank financial data sources, valuation methods applied and sector benchmarks used — 2026 financial year. Examine Punjab National Bank quarterly financials for recent quarterly revenue, profit and EPS trends.

Methods Used
8
Data Year
2026
Sector
Banks

Available Data Sources: Financial statements, dividend history, balance sheet data , sector comparisons.

Data Currency: Financial data is from the current year (2026).

PNB vs Banks Sector Peers — P/E, P/B & Market Cap

Punjab National Bank P/E ratio, P/B ratio and market capitalisation vs Banks sector peers — relative valuation comparison.

Company Symbol P/E Ratio P/B Ratio Market Cap (₹ Cr)
Tamilnad Mercantile Bank TMB 7.9 1.04 ₹10,579
Federal Bank FEDERALBNK 15.58 1.82 ₹70,795
Equitas Small Finance Ba… EQUITASBNK 75.94 1.27 ₹7,755
Bandhan Bank BANDHANBNK 26.2 1.27 ₹31,327
City Union Bank CUB 13.82 1.74 ₹18,624

Important Disclaimer

This fair value analysis is for informational and educational purposes only. The calculations are based on publicly available financial data and various valuation methodologies.

This analysis does not constitute investment advice, recommendations, or suggestions to buy, sell, or hold any securities. Past performance and financial data do not guarantee future results.

Please conduct your own research and consult with qualified financial advisors before making any investment decisions. Market conditions, company fundamentals, and other factors can significantly impact actual stock performance.