LIC of India P/B Ratio
LICI • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.32
High Valuation
High - Premium to book value, growth expectations or asset-light model
Current Valuation Metrics
P/B Ratio
3.32
Current Price
₹743.20
Book Value/Share
₹201.59
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹127,504 Cr
Share Capital
₹6,325 Cr
Reserves & Surplus
₹121,196 Cr
Outstanding Shares
6,325,000,000
Book Value per Share
₹201.59
Valuation Signal
Signal
Overvalued
Historical Avg
15.05
Historical Range
4.24 - 37.79
Percentile
0.0%
Sector Context
Sector Average
5.31
Sector Median
5.55
Sector Rank
#4 of 12
Sector Percentile
33.3%
Key P/B Ratio Insights for LIC of India
- Stock appears overvalued with PB of 3.32, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 77.9% below historical average
- Trading at discount to sector average PB of 5.31
P/B Ratio Historical Trend for LIC of India
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for LIC of India
Additional stock information and data for LICI
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 4.24 | ₹201.59 | ₹854.90 | ₹127,504 | High |
| 2024 | 6.81 | ₹131.07 | ₹892.00 | ₹82,900 | High |
| 2023 | 11.36 | ₹73.28 | ₹832.50 | ₹46,350 | High |
| 2022 | 37.79 | ₹18.12 | ₹684.60 | ₹11,458 | High |
Sector P/B Ratio Comparison
Comparing LIC of India with other companies in Insurance sector
Sector Average
5.31
Sector Median
5.55
Lowest P/B
0.7
Highest P/B
9.54
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.7 | ₹20,326 | Low |
| GIC of India | GICRE | 0.94 | ₹66,413 | Low |
| Medi Assist Healthcare | MEDIASSIST | 3.05 | ₹2,399 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 3.51 | ₹13,411 | High |
| Star Health Insurance | STARHEALTH | 3.7 | ₹26,855 | High |
| ICICI Lombard General In… | ICICIGI | 5.12 | ₹84,178 | High |
| ICICI Prudential Life In… | ICICIPRULI | 5.55 | ₹72,955 | High |
| Go Digit General Insuran… | GODIGIT | 6.38 | ₹29,658 | High |
| HDFC Life Insurance | HDFCLIFE | 7.03 | ₹122,143 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.73 | ₹13,745 | High |