LIC of India Fair Value

Average Fair Value
₹2194.13
Current Market Price: ₹421.3
+420.8% Price Difference

LIC of India (LICI) average fair value is ₹2194.13 across 7 valuation models — P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number, vs a current market price of ₹421.3 (+420.8%), fair value range ₹279.66–₹8553.65. Check LICI market capitalization to track the company's total market size over time.

Fair Value Analysis Export

LICI Fair Value vs Current Price — Valuation Summary

LICI average fair value, fair value range, price gap and valuation status across 7 models: P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number.

Average Fair Value
₹2194.13
Current Market Price
₹421.3
Price Difference
₹1772.83
Percentage Difference
+420.8%
Fair Value Range
₹279.66 - ₹8553.65
Methods Used
7
Analysis based on 7 valuation methods: P/E Based Valuation, P/B Based Valuation, Price-to-Sales Valuation, Asset-Based Valuation, Earnings Growth Model (PEG), Peter Lynch Fair Value, Benjamin Graham Number

P/E Based Valuation

Current EPS ₹37.1
Sector Avg P/E 93.1
Historical Avg P/E N/A
Average Fair Value
₹1584.17

P/B Based Valuation

Book Value/Share ₹279.66
Sector Avg P/B 5.31
Historical Avg P/B N/A
Average Fair Value
₹952.23

Price-to-Sales Valuation

Revenue/Share ₹130.39
Sector Avg P/S 3.0
Fair Value
₹391.17

Asset-Based Valuation

Book Value/Share ₹279.66
Liquidation Value/Share ₹6540.19
Fair Value
₹279.66

Earnings Growth Model (PEG)

Current EPS ₹37.1
Growth Rate 83.96%
Fair P/E Ratio 83.96
Fair Value
₹3114.9

Peter Lynch Fair Value

Current EPS ₹100.49000000000001
Growth Rate 83.96%
Dividend Yield 1.16%
Lynch Factor 85.12
Fair P/E Ratio 85.12
Data Source Quarterly Data (5 years)
Fair Value (Lynch Factor Adjusted)
₹8553.65

Benjamin Graham Number

Current EPS ₹37.1
Book Value/Share ₹279.66
Graham Multiplier 22.5
Current P/E 9.53
Graham Criteria 1/3
Graham Number
₹483.16
Criteria Met: P/E ≤ 15

LICI Fair Value Analysis — Data Sources & Coverage

LIC of India financial data sources, valuation methods applied and sector benchmarks used — 2026 financial year. For live price and a broader fundamental view, visit LIC of India share price screener.

Methods Used
7
Data Year
2026
Sector
Insurance

Available Data Sources: Financial statements, dividend history, balance sheet data , sector comparisons.

Data Currency: Financial data is from the current year (2026).

LICI vs Insurance Sector Peers — P/E, P/B & Market Cap

LIC of India P/E ratio, P/B ratio and market capitalisation vs Insurance sector peers — relative valuation comparison.

Company Symbol P/E Ratio P/B Ratio Market Cap (₹ Cr)
Go Digit General Insuran… GODIGIT 48.44 5.66 ₹25,842
Canara HSBC Life Insuran… CANHLIFE 112.07 8.99 ₹14,385
Niva Bupa Health Insuran… NIVABUPA 121.14 4.2 ₹15,713
ICICI Prudential Life In… ICICIPRULI 44.99 5.38 ₹72,608
HDFC Life Insurance HDFCLIFE 62.14 6.27 ₹121,061

Important Disclaimer

This fair value analysis is for informational and educational purposes only. The calculations are based on publicly available financial data and various valuation methodologies.

This analysis does not constitute investment advice, recommendations, or suggestions to buy, sell, or hold any securities. Past performance and financial data do not guarantee future results.

Please conduct your own research and consult with qualified financial advisors before making any investment decisions. Market conditions, company fundamentals, and other factors can significantly impact actual stock performance.