ICICI Prudential Life Insurance P/B Ratio

ICICIPRULI • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
5.55
High Valuation
Very High - Significant premium, high growth expectations or speculative

Current Valuation Metrics

P/B Ratio 5.55
Current Price ₹541.60
Book Value/Share ₹82.59
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹11,934 Cr
Share Capital ₹1,445 Cr
Reserves & Surplus ₹10,505 Cr
Outstanding Shares 1,445,000,000
Book Value per Share ₹82.59

Valuation Signal

Signal Overvalued
Historical Avg 8.04
Historical Range 7.08 - 8.84
Percentile 0.0%

Sector Context

Sector Average 5.12
Sector Median 5.12
Sector Rank #8 of 12
Sector Percentile 66.7%

Key P/B Ratio Insights for ICICI Prudential Life Insurance

  • Stock appears overvalued with PB of 5.55, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 31.0% below historical average

P/B Ratio Historical Trend for ICICI Prudential Life Insurance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 8.09 ₹82.59 ₹668.25 ₹11,934 High
2024 8.57 ₹76.37 ₹654.85 ₹11,005 High
2023 7.63 ₹70.12 ₹534.85 ₹10,090 High
2022 7.08 ₹63.73 ₹451.30 ₹9,158 High
2021 8.84 ₹63.43 ₹560.80 ₹9,109 High

Sector P/B Ratio Comparison

Comparing ICICI Prudential Life Insurance with other companies in Insurance sector
Sector Average
5.12
Sector Median
5.12
Lowest P/B
0.7
Highest P/B
9.54
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
The New India Assurance … NIACL 0.7 ₹20,326 Low
GIC of India GICRE 0.94 ₹66,413 Low
Medi Assist Healthcare MEDIASSIST 3.05 ₹2,399 High
LIC of India LICI 3.32 ₹464,792 High
Niva Bupa Health Insuran… NIVABUPA 3.51 ₹13,411 High
Star Health Insurance STARHEALTH 3.7 ₹26,855 High
ICICI Lombard General In… ICICIGI 5.12 ₹84,178 High
Go Digit General Insuran… GODIGIT 6.38 ₹29,658 High
HDFC Life Insurance HDFCLIFE 7.03 ₹122,143 High
Canara HSBC Life Insuran… CANHLIFE 8.73 ₹13,745 High