Equitas Small Finance Bank P/B Ratio
EQUITASBNK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.3
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.3
Current Price
₹66.67
Book Value/Share
₹53.27
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹6,073 Cr
Share Capital
₹1,140 Cr
Reserves & Surplus
₹4,933 Cr
Outstanding Shares
1,140,000,000
Book Value per Share
₹53.27
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.68
Historical Range
1.18 - 2.27
Percentile
40.0%
Sector Context
Sector Average
1.53
Sector Median
1.35
Sector Rank
#11 of 40
Sector Percentile
27.5%
Key P/B Ratio Insights for Equitas Small Finance Bank
- Current PB is 22.5% below historical average
- Trading at discount to sector average PB of 1.53
View the current stock price of Equitas Small Finance Bank for more insights.
P/B Ratio Historical Trend for Equitas Small Finance Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Equitas Small Finance Bank
Additional stock information and data for EQUITASBNK
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.18 | ₹53.27 | ₹62.99 | ₹6,073 | Moderate |
| 2024 | 1.22 | ₹52.59 | ₹64.02 | ₹5,969 | Moderate |
| 2023 | 2.27 | ₹46.43 | ₹105.50 | ₹5,158 | Moderate |
| 2022 | 1.72 | ₹33.91 | ₹58.35 | ₹4,246 | Moderate |
| 2021 | 2.0 | ₹29.82 | ₹59.50 | ₹3,396 | Moderate |
Sector P/B Ratio Comparison
Comparing Equitas Small Finance Bank with other companies in Banks sector
Sector Average
1.53
Sector Median
1.35
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.63 | ₹7,619 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,528 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.78 | ₹1,362 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.79 | ₹10,930 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.83 | ₹2,710 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.83 | ₹1,040 | Low |
| Tamilnad Mercantile Bank | TMB | 0.86 | ₹8,209 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,224 | Low |
| Bank of India | BANKINDIA | 0.87 | ₹66,920 | Low |
| South Indian Bank | SOUTHBANK | 0.92 | ₹9,855 | Low |