Dhanlaxmi Bank P/B Ratio

DHANBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.74
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.74
Current Price ₹23.59
Book Value/Share ₹35.32
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹1,395 Cr
Share Capital ₹395 Cr
Reserves & Surplus ₹1,001 Cr
Outstanding Shares 395,000,000
Book Value per Share ₹35.32

Valuation Signal

Signal Undervalued
Historical Avg 0.58
Historical Range 0.35 - 0.77
Percentile 80.0%

Sector Context

Sector Average 1.56
Sector Median 1.31
Sector Rank #3 of 40
Sector Percentile 7.5%

Key P/B Ratio Insights for Dhanlaxmi Bank

  • Stock appears undervalued with PB of 0.74, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 26.7% above historical average
  • Trading at discount to sector average PB of 1.56

View the current stock price of Dhanlaxmi Bank for more insights.

P/B Ratio Historical Trend for Dhanlaxmi Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.7 ₹35.32 ₹24.72 ₹1,395 Low
2024 0.77 ₹40.71 ₹31.23 ₹1,030 Low
2023 0.65 ₹37.98 ₹24.87 ₹961 Low
2022 0.45 ₹35.57 ₹16.11 ₹900 Low
2021 0.35 ₹34.15 ₹12.01 ₹864 Low

Sector P/B Ratio Comparison

Comparing Dhanlaxmi Bank with other companies in Banks sector
Sector Average
1.56
Sector Median
1.31
Lowest P/B
0.64
Highest P/B
4.01
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.64 ₹7,672 Low
Suryoday Small Finance B… SURYODAY 0.67 ₹1,404 Low
ESAF Small Finance Bank ESAFSFB 0.8 ₹1,392 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.8 ₹2,461 Low
Capital Small Finance Ba… CAPITALSFB 0.85 ₹1,190 Low
Jana Small Finance Bank JSFB 0.91 ₹3,903 Low
Jammu & Kashmir Bank J&KBANK 0.94 ₹13,367 Low
South Indian Bank SOUTHBANK 0.99 ₹10,769 Low
Bank of Baroda BANKBARODA 1.02 ₹166,492 Moderate
Central Bank of India CENTRALBK 1.03 ₹36,269 Moderate