DCB Bank P/B Ratio

DCBBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.05
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.05
Current Price ₹181.34
Book Value/Share ₹181.24
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹5,691 Cr
Share Capital ₹314 Cr
Reserves & Surplus ₹5,373 Cr
Outstanding Shares 314,000,000
Book Value per Share ₹181.24

Valuation Signal

Signal Fairly Valued
Historical Avg 0.85
Historical Range 0.65 - 0.97
Percentile 100.0%

Sector Context

Sector Average 1.55
Sector Median 1.31
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for DCB Bank

  • Current PB is 24.1% above historical average
  • Trading at discount to sector average PB of 1.55

View the current stock price of DCB Bank for more insights.

P/B Ratio Historical Trend for DCB Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.95 ₹181.24 ₹172.10 ₹5,691 Low
2024 0.75 ₹162.01 ₹121.03 ₹5,071 Low
2023 0.91 ₹146.35 ₹132.85 ₹4,566 Low
2022 0.97 ₹130.19 ₹126.70 ₹4,049 Low
2021 0.65 ₹120.87 ₹78.60 ₹3,759 Low

Sector P/B Ratio Comparison

Comparing DCB Bank with other companies in Banks sector
Sector Average
1.55
Sector Median
1.31
Lowest P/B
0.64
Highest P/B
4.01
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.64 ₹7,672 Low
Suryoday Small Finance B… SURYODAY 0.67 ₹1,404 Low
Dhanlaxmi Bank DHANBANK 0.74 ₹942 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.8 ₹2,461 Low
ESAF Small Finance Bank ESAFSFB 0.8 ₹1,392 Low
Capital Small Finance Ba… CAPITALSFB 0.85 ₹1,190 Low
Jana Small Finance Bank JSFB 0.91 ₹3,903 Low
Jammu & Kashmir Bank J&KBANK 0.94 ₹13,367 Low
South Indian Bank SOUTHBANK 0.99 ₹10,769 Low
Bank of Baroda BANKBARODA 1.02 ₹166,492 Moderate