AU Small Finance Bank P/B Ratio

AUBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
4.18
High Valuation
Very High - Significant premium, high growth expectations or speculative

Current Valuation Metrics

P/B Ratio 4.18
Current Price ₹992.10
Book Value/Share ₹70.00
Exchange NSE

Book Value Breakdown (2017)

Balance Sheet Components
Total Equity ₹1,988 Cr
Share Capital ₹284 Cr
Reserves & Surplus ₹1,703 Cr
Outstanding Shares 284,000,000
Book Value per Share ₹70.00

Valuation Signal

Signal Overvalued
Historical Avg 4.76
Historical Range 4.76 - 4.76
Percentile 0.0%

Sector Context

Sector Average 1.46
Sector Median 1.3
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for AU Small Finance Bank

  • Stock appears overvalued with PB of 4.18, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of 1.46

View the current stock price of AU Small Finance Bank for more insights.

P/B Ratio Historical Trend for AU Small Finance Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2017 4.76 ₹70.0 ₹333.40 ₹1,988 High

Sector P/B Ratio Comparison

Comparing AU Small Finance Bank with other companies in Banks sector
Sector Average
1.46
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
2.98
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,619 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,528 Low
ESAF Small Finance Bank ESAFSFB 0.78 ₹1,362 Low
Dhanlaxmi Bank DHANBANK 0.83 ₹1,040 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.83 ₹2,710 Low
Jammu & Kashmir Bank J&KBANK 0.84 ₹11,472 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,224 Low
South Indian Bank SOUTHBANK 0.92 ₹9,855 Low
Tamilnad Mercantile Bank TMB 0.93 ₹8,872 Low