AU Small Finance Bank Intrinsic Value
AU Small Finance Bank (AUBANK) median intrinsic value is ₹195.58 from 1 valuation models (range ₹196–₹196), vs current price ₹977.90 — -80.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Also explore AUBANK share price data to track price trends across different timeframes.
AUBANK Valuation Methods Summary — DCF, Graham Number & P/E
AU Small Finance Bank intrinsic value across 1 models vs current price ₹977.90 — upside/downside and value range per method. Browse AUBANK complete financial statements for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹195.58 | ₹176.02 - ₹215.14 | -80.0% | Book Value/Share: ₹70.00, P/B: 0.8x |
AUBANK Intrinsic Value vs Market Price — All Valuation Models
AU Small Finance Bank fair value range ₹196–₹196 vs current market price ₹977.90 across 1 valuation models. For current market price and key ratios, visit AU Small Finance Bank share price today.
AUBANK Intrinsic Value Analysis — Undervalued or Overvalued?
AU Small Finance Bank median intrinsic value ₹195.58, current price ₹977.90 — Trading Above Calculated Value by 80.0%, margin of safety -100.0%.
What is the intrinsic value of AUBANK?
Based on our comprehensive analysis using 1 different valuation methods, the estimated intrinsic value of AU Small Finance Bank (AUBANK) is ₹195.58 (median value). With the current market price of ₹977.90, this represents a -80.0% variance from our estimated fair value.
The valuation range spans from ₹195.58 to ₹195.58, indicating ₹195.58 - ₹195.58.
Is AUBANK undervalued or overvalued?
Based on our multi-method analysis, AU Small Finance Bank (AUBANK) appears to be trading above calculated value by approximately 80.0%.
AUBANK Financial Health — Key Ratios vs Industry Benchmarks
AU Small Finance Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.09 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
AUBANK Cash Flow Quality — Operating & Free Cash Flow
AU Small Finance Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2017 | ₹884 Cr | ₹-16 Cr | Positive Operating Cash Flow | 6/10 |
| March 2016 | ₹-1,719 Cr | ₹-1,719 Cr | Negative Cash Flow | 3/10 |
| March 2015 | ₹-1,125 Cr | ₹-1,125 Cr | Negative Cash Flow | 3/10 |