AU Small Finance Bank Intrinsic Value
AU Small Finance Bank (AUBANK) median intrinsic value is ₹317.58 from 2 valuation models (range ₹212–₹318), vs current price ₹1058.60 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit AU Small Finance Bank share price today.
AUBANK Valuation Methods Summary — DCF, Graham Number & P/E
AU Small Finance Bank intrinsic value across 2 models vs current price ₹1058.60 — upside/downside and value range per method. Check AUBANK company valuation to track the company's total market size over time.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹211.72 | ₹190.55 - ₹232.89 | -80.0% | Book Value/Share: ₹70.00, P/B: 0.8x |
| Dividend Yield Method | dividend | ₹317.58 | ₹285.82 - ₹349.34 | -70.0% | DPS: ₹1.00, Target Yield: 4.0% |
AUBANK Intrinsic Value vs Market Price — All Valuation Models
AU Small Finance Bank fair value range ₹212–₹318 vs current market price ₹1058.60 across 2 valuation models. See AUBANK price to book ratio to compare market price against book value per share.
AUBANK Intrinsic Value Analysis — Undervalued or Overvalued?
AU Small Finance Bank median intrinsic value ₹317.58, current price ₹1058.60 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of AUBANK?
Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of AU Small Finance Bank (AUBANK) is ₹317.58 (median value). With the current market price of ₹1058.60, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹211.72 to ₹317.58, indicating ₹211.72 - ₹317.58.
Is AUBANK undervalued or overvalued?
Based on our multi-method analysis, AU Small Finance Bank (AUBANK) appears to be trading above calculated value by approximately 70.0%.
AUBANK Financial Health — Key Ratios vs Industry Benchmarks
AU Small Finance Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.09 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
AUBANK Cash Flow Quality — Operating & Free Cash Flow
AU Small Finance Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2017 | ₹884 Cr | ₹-16 Cr | Positive Operating Cash Flow | 6/10 |
| March 2016 | ₹-1,719 Cr | ₹-1,719 Cr | Negative Cash Flow | 3/10 |
| March 2015 | ₹-1,125 Cr | ₹-1,125 Cr | Negative Cash Flow | 3/10 |