UCO Bank P/B Ratio
UCOBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.07
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.07
Current Price
₹25.92
Book Value/Share
₹24.63
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹30,885 Cr
Share Capital
₹12,540 Cr
Reserves & Surplus
₹18,345 Cr
Outstanding Shares
12,540,000,000
Book Value per Share
₹24.63
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.43
Historical Range
0.57 - 1.93
Percentile
20.0%
Sector Context
Sector Average
1.31
Sector Median
1.1
Sector Rank
#11 of 40
Sector Percentile
27.5%
Key P/B Ratio Insights for UCO Bank
- Current PB is 25.3% below historical average
- Trading at discount to sector average PB of 1.31
P/B Ratio Historical Trend for UCO Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for UCO Bank
Additional stock information and data for UCOBANK
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.2 | ₹24.63 | ₹29.45 | ₹30,885 | Moderate |
| 2024 | 1.93 | ₹22.76 | ₹43.87 | ₹27,214 | Moderate |
| 2023 | 1.86 | ₹21.42 | ₹39.75 | ₹25,604 | Moderate |
| 2022 | 1.6 | ₹19.63 | ₹31.50 | ₹23,469 | Moderate |
| 2021 | 0.57 | ₹22.7 | ₹13.00 | ₹22,517 | Low |
Sector P/B Ratio Comparison
Comparing UCO Bank with other companies in Banks sector
Sector Average
1.31
Sector Median
1.1
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.62 | ₹2,086 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.67 | ₹1,338 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.7 | ₹1,211 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.71 | ₹888 | Low |
| Karnataka Bank | KTKBANK | 0.72 | ₹8,603 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.75 | ₹1,085 | Low |
| Bank of Baroda | BANKBARODA | 0.79 | ₹129,057 | Low |
| Bank of India | BANKINDIA | 0.81 | ₹64,630 | Low |
| Central Bank of India | CENTRALBK | 0.84 | ₹30,132 | Low |
| Punjab National Bank | PNB | 0.85 | ₹120,078 | Low |