UCO Bank P/B Ratio

UCOBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.35
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.35
Current Price ₹29.22
Book Value/Share ₹24.63
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹30,885 Cr
Share Capital ₹12,540 Cr
Reserves & Surplus ₹18,345 Cr
Outstanding Shares 12,540,000,000
Book Value per Share ₹24.63

Valuation Signal

Signal Fairly Valued
Historical Avg 1.43
Historical Range 0.57 - 1.93
Percentile 40.0%

Sector Context

Sector Average 1.54
Sector Median 1.3
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for UCO Bank

  • Trading at discount to sector average PB of 1.54

View the current stock price of UCO Bank for more insights.

P/B Ratio Historical Trend for UCO Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.2 ₹24.63 ₹29.45 ₹30,885 Moderate
2024 1.93 ₹22.76 ₹43.87 ₹27,214 Moderate
2023 1.86 ₹21.42 ₹39.75 ₹25,604 Moderate
2022 1.6 ₹19.63 ₹31.50 ₹23,469 Moderate
2021 0.57 ₹22.7 ₹13.00 ₹22,517 Low

Sector P/B Ratio Comparison

Comparing UCO Bank with other companies in Banks sector
Sector Average
1.54
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,619 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,528 Low
ESAF Small Finance Bank ESAFSFB 0.78 ₹1,362 Low
Dhanlaxmi Bank DHANBANK 0.83 ₹1,040 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.83 ₹2,710 Low
Jammu & Kashmir Bank J&KBANK 0.84 ₹11,472 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,224 Low
South Indian Bank SOUTHBANK 0.92 ₹9,855 Low
Tamilnad Mercantile Bank TMB 0.93 ₹8,872 Low