South Indian Bank P/B Ratio
SOUTHBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.99
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.99
Current Price
₹40.60
Book Value/Share
₹385.80
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹10,108 Cr
Share Capital
₹262 Cr
Reserves & Surplus
₹9,846 Cr
Outstanding Shares
262,000,000
Book Value per Share
₹385.80
Valuation Signal
Signal
Undervalued
Historical Avg
0.08
Historical Range
0.06 - 0.1
Percentile
100.0%
Sector Context
Sector Average
1.55
Sector Median
1.31
Sector Rank
#9 of 40
Sector Percentile
22.5%
Key P/B Ratio Insights for South Indian Bank
- Stock appears undervalued with PB of 0.99, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 1177.4% above historical average
- Trading at discount to sector average PB of 1.55
View the current stock price of South Indian Bank for more insights.
P/B Ratio Historical Trend for South Indian Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for South Indian Bank
Additional stock information and data for SOUTHBANK
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.1 | ₹385.8 | ₹38.32 | ₹10,108 | Low |
| 2024 | 0.07 | ₹336.87 | ₹25.02 | ₹8,826 | Low |
| 2023 | 0.08 | ₹319.38 | ₹24.55 | ₹6,675 | Low |
| 2022 | 0.06 | ₹280.1 | ₹17.25 | ₹5,854 | Low |
Sector P/B Ratio Comparison
Comparing South Indian Bank with other companies in Banks sector
Sector Average
1.55
Sector Median
1.31
Lowest P/B
0.64
Highest P/B
4.01
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.64 | ₹7,672 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.67 | ₹1,404 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.74 | ₹942 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.8 | ₹1,392 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.8 | ₹2,461 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.85 | ₹1,190 | Low |
| Jana Small Finance Bank | JSFB | 0.91 | ₹3,903 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.94 | ₹13,367 | Low |
| Bank of Baroda | BANKBARODA | 1.02 | ₹166,492 | Moderate |
| Central Bank of India | CENTRALBK | 1.03 | ₹36,269 | Moderate |