South Indian Bank P/B Ratio

SOUTHBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.92
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.92
Current Price ₹42.64
Book Value/Share ₹385.80
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹10,108 Cr
Share Capital ₹262 Cr
Reserves & Surplus ₹9,846 Cr
Outstanding Shares 262,000,000
Book Value per Share ₹385.80

Valuation Signal

Signal Undervalued
Historical Avg 0.08
Historical Range 0.06 - 0.1
Percentile 100.0%

Sector Context

Sector Average 1.55
Sector Median 1.35
Sector Rank #10 of 40
Sector Percentile 25.0%

Key P/B Ratio Insights for South Indian Bank

  • Stock appears undervalued with PB of 0.92, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 1087.1% above historical average
  • Trading at discount to sector average PB of 1.55

View the current stock price of South Indian Bank for more insights.

P/B Ratio Historical Trend for South Indian Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.1 ₹385.8 ₹38.32 ₹10,108 Low
2024 0.07 ₹336.87 ₹25.02 ₹8,826 Low
2023 0.08 ₹319.38 ₹24.55 ₹6,675 Low
2022 0.06 ₹280.1 ₹17.25 ₹5,854 Low

Sector P/B Ratio Comparison

Comparing South Indian Bank with other companies in Banks sector
Sector Average
1.55
Sector Median
1.35
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,619 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,528 Low
ESAF Small Finance Bank ESAFSFB 0.78 ₹1,362 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.83 ₹2,710 Low
Dhanlaxmi Bank DHANBANK 0.83 ₹1,040 Low
Jammu & Kashmir Bank J&KBANK 0.84 ₹11,472 Low
Tamilnad Mercantile Bank TMB 0.86 ₹8,209 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,224 Low
Bandhan Bank BANDHANBNK 0.97 ₹23,639 Low