RBL Bank P/B Ratio

RBLBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.16
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.16
Current Price ₹312.60
Book Value/Share ₹257.73
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹15,670 Cr
Share Capital ₹608 Cr
Reserves & Surplus ₹15,062 Cr
Outstanding Shares 608,000,000
Book Value per Share ₹257.73

Valuation Signal

Signal Fairly Valued
Historical Avg 0.91
Historical Range 0.6 - 1.24
Percentile 60.0%

Sector Context

Sector Average 1.3
Sector Median 1.07
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for RBL Bank

  • Current PB is 26.9% above historical average
  • Trading at discount to sector average PB of 1.3

P/B Ratio Historical Trend for RBL Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.23 ₹257.73 ₹315.80 ₹15,670 Moderate
2024 0.64 ₹245.24 ₹158.00 ₹14,837 Low
2023 1.24 ₹225.43 ₹279.30 ₹13,526 Moderate
2022 0.86 ₹208.85 ₹179.40 ₹12,531 Low
2021 0.6 ₹211.81 ₹127.15 ₹12,666 Low

Sector P/B Ratio Comparison

Comparing RBL Bank with other companies in Banks sector
Sector Average
1.3
Sector Median
1.07
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Utkarsh Small Finance Ba… UTKARSHBNK 0.62 ₹2,086 Low
Suryoday Small Finance B… SURYODAY 0.67 ₹1,338 Low
ESAF Small Finance Bank ESAFSFB 0.7 ₹1,211 Low
Dhanlaxmi Bank DHANBANK 0.71 ₹888 Low
Karnataka Bank KTKBANK 0.72 ₹8,603 Low
Capital Small Finance Ba… CAPITALSFB 0.75 ₹1,085 Low
Bank of Baroda BANKBARODA 0.79 ₹129,057 Low
Bank of India BANKINDIA 0.81 ₹64,630 Low
Central Bank of India CENTRALBK 0.84 ₹30,132 Low
Punjab National Bank PNB 0.85 ₹120,078 Low