Niva Bupa Health Insurance Company P/B Ratio
NIVABUPA • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.7
High Valuation
High - Premium to book value, growth expectations or asset-light model
Current Valuation Metrics
P/B Ratio
3.7
Current Price
₹76.92
Book Value/Share
₹20.67
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹3,776 Cr
Share Capital
₹1,827 Cr
Reserves & Surplus
₹1,950 Cr
Outstanding Shares
1,827,000,000
Book Value per Share
₹20.67
Valuation Signal
Signal
Overvalued
Historical Avg
4.22
Historical Range
3.65 - 4.79
Percentile
50.0%
Sector Context
Sector Average
6.09
Sector Median
6.43
Sector Rank
#3 of 12
Sector Percentile
25.0%
Key P/B Ratio Insights for Niva Bupa Health Insurance Company
- Stock appears overvalued with PB of 3.7, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at discount to sector average PB of 6.09
View the current stock price of Niva Bupa Health Insurance Company for more insights.
P/B Ratio Historical Trend for Niva Bupa Health Insurance Company
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Niva Bupa Health Insurance Company
Additional stock information and data for NIVABUPA
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 3.65 | ₹20.67 | ₹75.40 | ₹3,776 | High |
| 2024 | 4.79 | ₹17.55 | ₹84.11 | ₹2,983 | High |
Sector P/B Ratio Comparison
Comparing Niva Bupa Health Insurance Company with other companies in Insurance sector
Sector Average
6.09
Sector Median
6.43
Lowest P/B
0.88
Highest P/B
11.88
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.88 | ₹24,799 | Low |
| GIC of India | GICRE | 0.95 | ₹66,808 | Low |
| Star Health Insurance | STARHEALTH | 3.8 | ₹27,528 | High |
| LIC of India | LICI | 3.93 | ₹545,468 | High |
| Medi Assist Healthcare | MEDIASSIST | 3.99 | ₹3,004 | High |
| ICICI Lombard General In… | ICICIGI | 5.77 | ₹95,717 | High |
| Go Digit General Insuran… | GODIGIT | 6.43 | ₹30,686 | High |
| ICICI Prudential Life In… | ICICIPRULI | 7.0 | ₹94,281 | High |
| HDFC Life Insurance | HDFCLIFE | 8.62 | ₹150,343 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 9.16 | ₹14,618 | High |