Karur Vysya Bank P/B Ratio

KARURVYSYA • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.23
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.23
Current Price ₹281.30
Book Value/Share ₹740.99
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹11,930 Cr
Share Capital ₹161 Cr
Reserves & Surplus ₹11,769 Cr
Outstanding Shares 161,000,000
Book Value per Share ₹740.99

Valuation Signal

Signal Fairly Valued
Historical Avg 0.24
Historical Range 0.09 - 0.36
Percentile 100.0%

Sector Context

Sector Average 1.28
Sector Median 1.07
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for Karur Vysya Bank

  • Current PB is 829.2% above historical average
  • Trading at premium to sector average PB of 1.28

P/B Ratio Historical Trend for Karur Vysya Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.36 ₹740.99 ₹263.83 ₹11,930 Low
2024 0.29 ₹623.6 ₹180.95 ₹10,040 Low
2023 0.26 ₹536.5 ₹140.75 ₹8,584 Low
2022 0.2 ₹474.75 ₹94.40 ₹7,596 Low
2021 0.09 ₹435.0 ₹37.95 ₹6,960 Low

Sector P/B Ratio Comparison

Comparing Karur Vysya Bank with other companies in Banks sector
Sector Average
1.28
Sector Median
1.07
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Utkarsh Small Finance Ba… UTKARSHBNK 0.62 ₹2,086 Low
Suryoday Small Finance B… SURYODAY 0.67 ₹1,338 Low
ESAF Small Finance Bank ESAFSFB 0.7 ₹1,211 Low
Dhanlaxmi Bank DHANBANK 0.71 ₹888 Low
Karnataka Bank KTKBANK 0.72 ₹8,603 Low
Capital Small Finance Ba… CAPITALSFB 0.75 ₹1,085 Low
Bank of Baroda BANKBARODA 0.79 ₹129,057 Low
Bank of India BANKINDIA 0.81 ₹64,630 Low
Central Bank of India CENTRALBK 0.84 ₹30,132 Low
Punjab National Bank PNB 0.85 ₹120,078 Low