Karnataka Bank P/B Ratio
KTKBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.63
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.63
Current Price
₹193.36
Book Value/Share
₹319.71
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹12,085 Cr
Share Capital
₹378 Cr
Reserves & Surplus
₹11,707 Cr
Outstanding Shares
378,000,000
Book Value per Share
₹319.71
Valuation Signal
Signal
Undervalued
Historical Avg
0.65
Historical Range
0.29 - 0.89
Percentile
20.0%
Sector Context
Sector Average
1.55
Sector Median
1.35
Sector Rank
#1 of 40
Sector Percentile
2.5%
Key P/B Ratio Insights for Karnataka Bank
- Stock appears undervalued with PB of 0.63, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Trading at discount to sector average PB of 1.55
View the current stock price of Karnataka Bank for more insights.
P/B Ratio Historical Trend for Karnataka Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for Karnataka Bank
Additional stock information and data for KTKBANK
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.64 | ₹319.71 | ₹205.50 | ₹12,085 | Low |
| 2024 | 0.75 | ₹287.75 | ₹214.53 | ₹10,848 | Low |
| 2023 | 0.89 | ₹263.21 | ₹234.05 | ₹8,212 | Low |
| 2022 | 0.67 | ₹228.1 | ₹152.15 | ₹7,094 | Low |
| 2021 | 0.29 | ₹213.57 | ₹61.55 | ₹6,642 | Low |
Sector P/B Ratio Comparison
Comparing Karnataka Bank with other companies in Banks sector
Sector Average
1.55
Sector Median
1.35
Lowest P/B
0.77
Highest P/B
4.18
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,528 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.78 | ₹1,362 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.83 | ₹1,040 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.83 | ₹2,710 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.84 | ₹11,472 | Low |
| Bank of India | BANKINDIA | 0.87 | ₹66,920 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,224 | Low |
| South Indian Bank | SOUTHBANK | 0.92 | ₹9,855 | Low |
| Tamilnad Mercantile Bank | TMB | 0.93 | ₹8,872 | Low |
| Bandhan Bank | BANDHANBNK | 0.95 | ₹23,203 | Low |