Indian Bank P/B Ratio

INDIANB • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.67
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.67
Current Price ₹828.00
Book Value/Share ₹531.14
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹71,545 Cr
Share Capital ₹1,347 Cr
Reserves & Surplus ₹70,166 Cr
Outstanding Shares 1,347,000,000
Book Value per Share ₹531.14

Valuation Signal

Signal Fairly Valued
Historical Avg 0.98
Historical Range 0.39 - 1.58
Percentile 100.0%

Sector Context

Sector Average 1.53
Sector Median 1.3
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for Indian Bank

  • Current PB is 69.7% above historical average

View the current stock price of Indian Bank for more insights.

P/B Ratio Historical Trend for Indian Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.58 ₹531.14 ₹837.25 ₹71,545 Moderate
2024 1.15 ₹447.5 ₹516.75 ₹60,278 Moderate
2023 1.03 ₹397.86 ₹410.40 ₹49,533 Moderate
2022 0.77 ₹361.26 ₹278.25 ₹44,977 Low
2021 0.39 ₹349.7 ₹136.10 ₹39,481 Low

Sector P/B Ratio Comparison

Comparing Indian Bank with other companies in Banks sector
Sector Average
1.53
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,619 Low
Suryoday Small Finance B… SURYODAY 0.77 ₹1,528 Low
ESAF Small Finance Bank ESAFSFB 0.78 ₹1,362 Low
Dhanlaxmi Bank DHANBANK 0.83 ₹1,040 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.83 ₹2,710 Low
Jammu & Kashmir Bank J&KBANK 0.84 ₹11,472 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,224 Low
South Indian Bank SOUTHBANK 0.92 ₹9,855 Low
Tamilnad Mercantile Bank TMB 0.93 ₹8,872 Low