IDFC First Bank P/B Ratio
IDFCFIRSTB • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.39
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.39
Current Price
₹86.07
Book Value/Share
₹52.11
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹38,156 Cr
Share Capital
₹7,322 Cr
Reserves & Surplus
₹30,834 Cr
Outstanding Shares
7,322,000,000
Book Value per Share
₹52.11
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.71
Historical Range
1.38 - 2.28
Percentile
20.0%
Sector Context
Sector Average
1.53
Sector Median
1.3
Sector Rank
#11 of 40
Sector Percentile
27.5%
P/B Ratio Historical Trend for IDFC First Bank
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for IDFC First Bank
Additional stock information and data for IDFCFIRSTB
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.64 | ₹52.11 | ₹85.61 | ₹38,156 | Moderate |
| 2024 | 1.38 | ₹45.65 | ₹63.14 | ₹32,274 | Moderate |
| 2023 | 2.28 | ₹39.06 | ₹88.90 | ₹25,848 | Moderate |
| 2022 | 1.73 | ₹33.9 | ₹58.80 | ₹21,082 | Moderate |
| 2021 | 1.53 | ₹31.54 | ₹48.35 | ₹17,900 | Moderate |
Sector P/B Ratio Comparison
Comparing IDFC First Bank with other companies in Banks sector
Sector Average
1.53
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
4.18
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Karnataka Bank | KTKBANK | 0.63 | ₹7,619 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,528 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.78 | ₹1,362 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.83 | ₹2,710 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.83 | ₹1,040 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.84 | ₹11,472 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,224 | Low |
| Bank of India | BANKINDIA | 0.87 | ₹66,920 | Low |
| South Indian Bank | SOUTHBANK | 0.92 | ₹9,855 | Low |
| Tamilnad Mercantile Bank | TMB | 0.93 | ₹8,872 | Low |