HDFC Life Insurance P/B Ratio
HDFCLIFE • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
9.88
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
9.88
Current Price
₹772.35
Book Value/Share
₹75.03
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹16,155 Cr
Share Capital
₹2,153 Cr
Reserves & Surplus
₹13,555 Cr
Outstanding Shares
2,153,000,000
Book Value per Share
₹75.03
Valuation Signal
Signal
Overvalued
Historical Avg
9.35
Historical Range
7.66 - 10.7
Percentile
50.0%
Sector Context
Sector Average
5.53
Sector Median
4.25
Sector Rank
#10 of 11
Sector Percentile
90.9%
Key P/B Ratio Insights for HDFC Life Insurance
- Stock appears overvalued with PB of 9.88, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of 5.53
View the current stock price of HDFC Life Insurance for more insights.
P/B Ratio Historical Trend for HDFC Life Insurance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for HDFC Life Insurance
Additional stock information and data for HDFCLIFE
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 9.99 | ₹75.03 | ₹749.85 | ₹16,155 | High |
| 2024 | 9.05 | ₹68.18 | ₹617.05 | ₹14,666 | High |
| 2023 | 10.7 | ₹60.46 | ₹646.70 | ₹12,993 | High |
| 2022 | 7.66 | ₹73.89 | ₹566.25 | ₹15,613 | High |
Sector P/B Ratio Comparison
Comparing HDFC Life Insurance with other companies in Insurance sector
Sector Average
5.53
Sector Median
4.25
Lowest P/B
0.88
Highest P/B
11.48
Companies
11
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.88 | ₹25,209 | Low |
| GIC of India | GICRE | 0.96 | ₹64,922 | Low |
| Star Health Insurance | STARHEALTH | 3.57 | ₹26,157 | High |
| Niva Bupa Health Insuran… | NIVABUPA | 3.63 | ₹14,101 | High |
| LIC of India | LICI | 3.77 | ₹537,656 | High |
| Medi Assist Healthcare | MEDIASSIST | 4.25 | ₹3,264 | High |
| ICICI Lombard General In… | ICICIGI | 6.26 | ₹100,099 | High |
| Go Digit General Insuran… | GODIGIT | 6.85 | ₹31,291 | High |
| ICICI Prudential Life In… | ICICIPRULI | 7.86 | ₹99,659 | High |
| Max Financial Services | MFSL | 11.27 | ₹59,753 | High |