HDFC Life Insurance P/B Ratio
HDFCLIFE • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
8.2
High Valuation
Very High - Significant premium, high growth expectations or speculative
Current Valuation Metrics
P/B Ratio
8.2
Current Price
₹625.75
Book Value/Share
₹75.03
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹16,155 Cr
Share Capital
₹2,153 Cr
Reserves & Surplus
₹13,555 Cr
Outstanding Shares
2,153,000,000
Book Value per Share
₹75.03
Valuation Signal
Signal
Overvalued
Historical Avg
9.35
Historical Range
7.66 - 10.7
Percentile
25.0%
Sector Context
Sector Average
5.36
Sector Median
5.61
Sector Rank
#10 of 12
Sector Percentile
83.3%
Key P/B Ratio Insights for HDFC Life Insurance
- Stock appears overvalued with PB of 8.2, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of 5.36
View the current stock price of HDFC Life Insurance for more insights.
P/B Ratio Historical Trend for HDFC Life Insurance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for HDFC Life Insurance
Additional stock information and data for HDFCLIFE
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 9.99 | ₹75.03 | ₹749.85 | ₹16,155 | High |
| 2024 | 9.05 | ₹68.18 | ₹617.05 | ₹14,666 | High |
| 2023 | 10.7 | ₹60.46 | ₹646.70 | ₹12,993 | High |
| 2022 | 7.66 | ₹73.89 | ₹566.25 | ₹15,613 | High |
Sector P/B Ratio Comparison
Comparing HDFC Life Insurance with other companies in Insurance sector
Sector Average
5.36
Sector Median
5.61
Lowest P/B
0.79
Highest P/B
11.04
Companies
12
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| The New India Assurance … | NIACL | 0.79 | ₹22,210 | Low |
| GIC of India | GICRE | 0.9 | ₹64,281 | Low |
| Medi Assist Healthcare | MEDIASSIST | 2.88 | ₹2,354 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.46 | ₹13,211 | High |
| LIC of India | LICI | 3.55 | ₹488,733 | High |
| Star Health Insurance | STARHEALTH | 3.64 | ₹27,278 | High |
| ICICI Lombard General In… | ICICIGI | 5.61 | ₹91,488 | High |
| ICICI Prudential Life In… | ICICIPRULI | 6.63 | ₹87,086 | High |
| Go Digit General Insuran… | GODIGIT | 6.65 | ₹30,875 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 8.95 | ₹14,257 | High |