HDFC Bank P/B Ratio

HDFCBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.49
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.49
Current Price ₹911.85
Book Value/Share ₹7034.61
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹538,148 Cr
Share Capital ₹765 Cr
Reserves & Surplus ₹521,024 Cr
Outstanding Shares 765,000,000
Book Value per Share ₹7034.61

Valuation Signal

Signal Fairly Valued
Historical Avg 0.16
Historical Range 0.14 - 0.19
Percentile 100.0%

Sector Context

Sector Average 1.48
Sector Median 1.3
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for HDFC Bank

  • Current PB is 1437.0% above historical average
  • Trading at premium to sector average PB of 1.48

View the current stock price of HDFC Bank for more insights.

P/B Ratio Historical Trend for HDFC Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.14 ₹7034.61 ₹991.20 ₹538,148 Low
2024 0.14 ₹6181.3 ₹886.40 ₹469,779 Low
2023 0.16 ₹5202.47 ₹854.60 ₹290,298 Low
2022 0.18 ₹4469.32 ₹814.10 ₹248,047 Low
2021 0.19 ₹3819.29 ₹739.70 ₹210,443 Low

Sector P/B Ratio Comparison

Comparing HDFC Bank with other companies in Banks sector
Sector Average
1.48
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
4.19
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,666 Low
Suryoday Small Finance B… SURYODAY 0.71 ₹1,380 Low
Dhanlaxmi Bank DHANBANK 0.74 ₹943 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.75 ₹2,411 Low
Jammu & Kashmir Bank J&KBANK 0.8 ₹11,203 Low
ESAF Small Finance Bank ESAFSFB 0.82 ₹1,416 Low
Capital Small Finance Ba… CAPITALSFB 0.88 ₹1,239 Low
Bank of India BANKINDIA 0.94 ₹75,397 Low
South Indian Bank SOUTHBANK 0.95 ₹10,717 Low
Bank of Baroda BANKBARODA 0.96 ₹159,821 Low